Savings a bit under the average I need for my target again. But I know why - there is some money being saved for a holiday instead, I'm just not counting it towards this saving challenge.
So still a good month and I did reach a significant goal - I hit the maximum £4k LISA contribution for 22/23. 😁 Now on to maxing it for 23/24 ready to buy a house next spring.
I have also had a bit of a realisation on just how much I spend on coffees, so have separated out a small budget for that each month to help control it
£652 saved in March, which is not great even taking into account the deposit I paid for some garden work. Some of the spending is stuff I want to do over the summer, so worth it, and some of it was me throwing in the towel.
Next month is another month!
Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056 Current mortgage amount: £237,527.35; OP offset fund: £1750
#6 reporting £198.88 for March, not a lot but OH is currently between work contracts so anything saved is good. Roll on the 10th and the new contract beginning.
It is the job that is never started that takes the longest to finish. Tolkien.
Save 12k in 2022 No 15 365 1p challenge 2023 No 3 Virtual Sealed Pot challenge 2023 No 5
A much better month for me and a grand total so far of 1779.05, putting me a little bit ahead of target of £6000 for the year (but with car insurance to come very soon)
Replies
#20 declaring £785.72 for March. Form updated.
Savings a bit under the average I need for my target again. But I know why - there is some money being saved for a holiday instead, I'm just not counting it towards this saving challenge.
So still a good month and I did reach a significant goal - I hit the maximum £4k LISA contribution for 22/23. 😁 Now on to maxing it for 23/24 ready to buy a house next spring.
I have also had a bit of a realisation on just how much I spend on coffees, so have separated out a small budget for that each month to help control it
My debt-free diary: Go your own way
Save £12k in 2023 #20 £3,323.50/£12,000MFW 2023 #32 £5,238.84/£4,000
MFW 2022 #32 £8,246.43/£8,000
MFW 2021 #32 £8,982.73/£8,000
MFW 2020 #32 £12,000/£6,000
Save £12k in 2023 #31 £3,500/£6,000
Save £12k in 2022 #32 £7,180.24/£7,000
Save £12k in 2021 #32 £9,500/£8,000
Save £12k in 2020 #147 £9,370/£8,000
Number 28 reporting £710 added in Mar - lower than planned due to dentist and breakdown cover! Must budget for it next year
Save £12k in 2023 Challenge £12,000/£1,620
The 365 day 1p Challenge 2023 Saver number 52 £667.95/£72.60
CC debt 1/1/23 8385.21
Next month is another month!
Current mortgage amount: £237,527.35; OP offset fund: £1750
A much better month for me and a grand total so far of 1779.05, putting me a little bit ahead of target of £6000 for the year (but with car insurance to come very soon)
Salary was down this month due to industrial action and next month's will have a larger deduction.
Well done on 14% @tommyendinburgh - can only dream of that pay award!