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The "Save £12k in 2023" Thread!
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#8 reporting in with £700 for April so now up to £7200
January £3700
February £2500
March £300
April £700I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70005 -
No 57 declaring £1750 for March.
This is less than I'd like but I had 2 strike days knocked off my wage and I also had to set aside money for holidays. We have slightly overdone it with holidays the past 2 years but we've used them to celebrate my 50th last year and OHs 50th this year. Next year we will reduce the holiday budget to maximise savings. The plan is that 2024 and 2025 we will throw everything we can at early retirement savings and I am going back to working full time later this year as part of that plan.
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george4064 said:#7 declaring £4,907.51 for February.
Bonus was paid this month which was the main contributing factor, also recently got engaged with my girlfriend so now have a wedding to plan and budget for. Finally, also landed a new job which means (hopefully) more interesting work, decent pay rise and more opportunities in general!
Deployed some new money to my S&S ISA early in March, but need to keep a relatively high cash balance to account for future expenses mentioned above (plus renovations on the horizon).
Happy saving all!
Wedding costs are starting to take a dent in the savings and have a honeymoon to sort as well! S&S ISA contributions will almost certainly be zero for the foreseeable future, at least the pension conts will keep ticking along in the background."If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett
Save £12k in 2025 - #024 £1,450 / £15,000 (9%)6 -
Hi,
#003 declaring £500 for April.
I have submitted the form also.
Thanks
Kev
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#18 with an early declaration of £4,000 for April, having a bit of a spring clean of finances so won't be more into savings until next month.
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# 34 with a late declaration for March of 1191.06
MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.144 -
#17 reporting in for March (form submitted), managed to put aside £2,158 for the month.
Just got a 16 month interest free balance transfer card so a number expenses will be hitting my repairs & replacements pot over that period as I have had to replace my sofa, the garden shed and a whole fence line, and also bought some batteries for my solar panels.
Save £12k in 2023 #17: £19,085/£24,000 (79%)
Save £12k in 2022 #5: £18,007/£18,000 (100%)
Save £12k in 2021 #17: £18,012/£18,000 (100%)
Save £12k in 2020 #25: £15,522/£15,000 (103%)
Save £12k in 2019 #112: £10,963/£10,500 (104%)4 -
Below target with savings of £750 this month. Had a seriously seriously spendy month though so really happy with that!Debt Free as of December 2020 👏
Save 12k in 2025 #6 - £300 / £3000
MFW - 19 months shaved off the mortgage4 -
No. 5 reporting £837.00 for April.£107.00 interest reinvested into ISA
£700.00 into Premium Bonds
£30.00 into my triple access saver.Happy with this modest amount. As we had a week away in the Lake District at the beginning of the month. 🛤️🚂😀2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge5 -
Declaring £832.07 for this month. Includes a bit of adjustment on last month. Considerably less than I was aiming for, however, I've paid some fees for moving investments, plus had to have drains cleared after I'd already spent the house fund on new fences and gutters. Then my fridge freezer packed in
Still on target, just about. Fingers crossed for a less spendy summer!£12k in 25 #14 £9,148.42/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k4
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