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Joyous January's NSD Challenge!
Comments
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Not today as I’m getting a sports massage to hopefully sort out a problem with my shoulder. Tomorrow looking unlikely as we have plans to meet friends for lunch but we’ll see (train tickets already bought and the lunch is a “thank you” gift from our friends so maybe)3
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another 2 NSD for me please, thank you x
- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
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Day 13 today, hope all are well.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
One for yesterday meeting my target already! 🙂March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20232 -
JanuaryOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAdeley 5/25Arwen 1/10
beanielou 20/15
bekah89 15/15
cathybird 15/15
cherry 22 8/10
CMD79 9/16
craftingmad 3/15
Crazycatlady2 17/20
Diane1276 10 funfairprincess 3/10
GeorgianaCavendish 14/17
gm2917 9/15
HappyFriday05 6/8
herebeme 10/15
jammy dodger 14/18
KajiKita 14/15
Karb 9/15
Lanky larry 10/20
leftatthetrafficlights 10/15
lindsaygalaxy 7/15
LittleMissDetermined 11/10
LLM2018 12/20
Makingabobor2 12/15
Money Choices 15 MrsCautious 16/15
MummyRivett 13/25
newroadahead 10/10
outoftheviciouscircle 7/15
QueenJess 13/20
Rupacomp 9/15
Saver-upper 10/15
short bird 13/18
SueP19 7/10
try harder 11/21
Newcomers welcome
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By the way if there's ever a mistake in the list, as in someone should have an emoji and doesn't, or anyone's total is wrong, please don't hesitate to let me know - it's easier to make a mistake with these things than it seems really. I just spotted try harder should have the 10 NSDs emoji & didn't ... now fixed ... sorry, try harder, well maybe it's me that should try harder! xx3
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NSD for Friday please 😁2
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One today.
Ending my run on 20 as tomorrow will be a spend day.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
And another day makes 10/10
Thank you again Cathy Bird
NRANewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
#No16 2025 52 week envelope challenge-£477/£13782 -
#15 16 NSDs
Past my target today. Was bought a cappuccino at work, given a lovely dress by my mum. Just saying as I would have definitely spent money on these things otherwise!3
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