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Joyous January's NSD Challenge!

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Comments

  • Another NSD for me today
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • cathybird
    cathybird Posts: 15,673 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 January 2023 at 3:58PM
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    Adeley 5/25 imageimage
    Arwen 1/10 image beanielou 18/15 imageimageimageimageimageimage bekah89 14/15 imageimageimage cathybird 14/15 imageimageimage cherry 22 8/10 imageimage CMD79 9/16 imageimage craftingmad 3/15 image Crazycatlady2 14/20 imageimageimage Diane1276 10 funfairprincess 3/10 image GeorgianaCavendish 13/17 imageimageimage gm2917 8/15 imageimage HappyFriday05 6/8 image herebeme 9/15 imageimage jammy dodger 13/18 imageimageimage KajiKita 13/15 imageimageimage Karb 6/15 image Lanky larry 10/20 imageimageimage leftatthetrafficlights 10/15 imageimageimage lindsaygalaxy 7/15 imageimage LittleMissDetermined 10/10 imageimageimageimage LLM2018 12/20 imageimageimage Makingabobor2 12/15 imageimageimage Money Choices 15 MrsCautious 15/15 imageimageimageimageimage MummyRivett 11/25 imageimageimage newroadahead 8/10 imageimage outoftheviciouscircle 7/15 imageimage QueenJess 12/20 imageimageimage Rupacomp 9/15 imageimage Saver-upper 10/15 imageimageimage short bird 12/18 imageimageimage SueP19 4/10 image try harder 11/21 imageimage
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,673 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    herebeme said:
    One today - yay. Sadly yesterday I failed and did Deliveroo - sigh. 

    now at 9/15

    @herebeme it's not a failure to have the occasional takeaway xx :)
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    NSD #10 today please cathybird.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Query.....do most of ypu exclude dd's? Not sure what to do 
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    SueP19 said:
    Query.....do most of ypu exclude dd's? Not sure what to do 
    Yes I exclude them, any budgeted for expenses are excluded I think 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • gm2917
    gm2917 Posts: 30 Forumite
    10 Posts
    Another NSD for me yesterday.
    Make £2023 in 2023: £401.64/£2023
    Feb Grocery challenge: £176.74/£380
    Declutter 2023 in 2023: 2/2023
    Feb NSD: 5/15 
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    bekah89 said:
    SueP19 said:
    Query.....do most of ypu exclude dd's? Not sure what to do 
    Yes I exclude them, any budgeted for expenses are excluded I think 
    Thanks I think I might exclude them too, they are a pain lol
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • Another NSD for me today :)
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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