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Joyous January's NSD Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 7,788 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD for me today 😊 14 out of 15! Finding this ludicrously exciting 😊 KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 42 books of target 52 in 2025, as @ 9th August
    Produce tracker: £276 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,673 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 January 2023 at 5:38PM
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    Adeley 5/25 imageimage
    Arwen 1/10 image beanielou 19/15 imageimageimageimageimageimage bekah89 14/15 imageimageimage cathybird 15/15 imageimageimageimageimage cherry 22 8/10 imageimage CMD79 9/16 imageimage craftingmad 3/15 image Crazycatlady2 16/20 imageimageimageimage Diane1276 10 funfairprincess 3/10 image GeorgianaCavendish 14/17 imageimageimage gm2917 9/15 imageimage HappyFriday05 6/8 image herebeme 10/15 imageimageimage jammy dodger 14/18 imageimageimage KajiKita 14/15 imageimageimage Karb 9/15 imageimage Lanky larry 10/20 imageimageimage leftatthetrafficlights 10/15 imageimageimage lindsaygalaxy 7/15 imageimage LittleMissDetermined 11/10 imageimageimageimageimage LLM2018 12/20 imageimageimage Makingabobor2 12/15 imageimageimage Money Choices 15 MrsCautious 15/15 imageimageimageimageimage MummyRivett 11/25 imageimageimage newroadahead 9/10 imageimage outoftheviciouscircle 7/15 imageimage QueenJess 13/20 imageimageimage Rupacomp 9/15 imageimage Saver-upper 10/15 imageimageimage short bird 12/18 imageimageimage SueP19 7/10 imageimage try harder 11/21 imageimageimage
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,673 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done gm2917, LittleMissDetermined, GeorgianaCavendish, Crazycatlady2, newroadahead, jammy dodger, beanie and KajiKita imageimageimage
  • herebeme
    herebeme Posts: 202 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    NSD today helped by not going into the office. 

    10/15

    Saving for Christmas 2023 - £1 a day: #16. £90/£365
    December 2022 Grocery Challenge: £137.9/£150
    January 2023 Grocery Challenge; £79.12/£150
    February 2023 Grocery Challenge: £2.65/£120
    December NSD: 15/10
    January NSD: 15/15
    February NSD: 1/15
    Make £2023 in 2023: #20. £128.39/£2023
    2023 Decluttering: 3/365
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Was with family today for such a poignant occasion and bought a meal this evening. 

    Now aiming for a good run of NSDs as we head towards the end of the month. 
  • gm2917
    gm2917 Posts: 30 Forumite
    10 Posts
    Another NSD for yesterday
    Make £2023 in 2023: £401.64/£2023
    Feb Grocery challenge: £176.74/£380
    Declutter 2023 in 2023: 2/2023
    Feb NSD: 5/15 
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    So after the realisation that I couldn't control direct debits I have recalculated my NSD to only include me physically spending

    New total is 7 which includes yesterday 😁
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • QueenJess
    QueenJess Posts: 4,519 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    NSD yesterday after resisting buying anything when there was loads on offer at work ridiculously cheap. However I don’t need anything and would have been buying for the sake of it.
    2025 decluttering: 3,993🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 341🥉🥈🥇💎🏆
    Big kitchen declutter challenge 113/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • Hi everyone, calling today a NSD early as I have a busy work day and then hubby is out tonight so I'll be watching a movie from the sofa with the dog 
    :)
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Karb
    Karb Posts: 853 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Monday, Wednesday and Thursday so far this week, so 9/15. Hoping for another one today, but not declaring that just yet
    Debt free since December 2015. It can be done


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