We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyous January's NSD Challenge!
Comments
-
Another one today bringing me to13/15.....nearly there.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
JanuaryOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAdeley 5/25Arwen 1/10
beanielou 20/15
bekah89 16/15
cathybird 15/15
cherry 22 8/10
CMD79 9/16
craftingmad 3/15
Crazycatlady2 17/20
Diane1276 10 funfairprincess 3/10
GeorgianaCavendish 14/17
gm2917 9/15
HappyFriday05 6/8
herebeme 10/15
jammy dodger 14/18
KajiKita 14/15
Karb 9/15
Lanky larry 10/20
leftatthetrafficlights 10/15
lindsaygalaxy 7/15
LittleMissDetermined 11/10
LLM2018 12/20
Makingabobor2 13/15
Money Choices 15 MrsCautious 17/15
MummyRivett 13/25
newroadahead 10/10
outoftheviciouscircle 7/15
QueenJess 13/20
Rupacomp 10/15
Saver-upper 11/15
short bird 13/18
SueP19 7/10
try harder 11/21
Newcomers welcome
4 -
Not one for me, I bought a prescription and some fluffy socks and kitchen towels ... the glamour of it all3
-
NSD today! Almost forgot!Savings goal by 31/12/24: £22000
Dec 23: £6945.234 -
NSDcathybird said:Not one for me, I bought a prescription and some fluffy socks and kitchen towels ... the glamour of it all
I put £15 of diesel in the car, to tide me over until I get to a cheap supermarket to fill up. This is one of my allowed spends, so today was NSD #11.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.504 -
Day 16 todayMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20233 -
Well done herebeme, gm2917, SueP19, QueenJess, LittleMissDetermined, Karb, MummyRivett, short bird, bekah89, Crazycatlady2, beanie, newroadahead, MrsCautious, Makingabobor2, Rupacomp, Saver-upper and bekah894
-
Saver-upper said:NSDcathybird said:Not one for me, I bought a prescription and some fluffy socks and kitchen towels ... the glamour of it all3
-
Morning all 😊
Definitely won’t be an NSD today - need fuel for the car, groceries are arriving, need to find a birthday present for my friend and I ‘need’ to empty or buy my @mazon basket …. 😂 😉
So close to target …. Hopefully tomorrow! 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Calling an NSD today. Work appointment this morning, beautiful Indian meal this evening and I’ve just subtly suggested my partner’s paying. 😃
#15 17 NSDs
4
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards