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Joyous January's NSD Challenge!

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Comments

  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Week 3 and 4 NSDS so i am now on 15/21 .Very pleased with how its going so far
  • newroadahead
    newroadahead Posts: 1,345 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Another day so 11/10 really pleased

    NRA
    NewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
    #No16 2025 52 week envelope challenge-£477/£1378
  • short_bird
    short_bird Posts: 4,025 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 14 today...
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • KajiKita
    KajiKita Posts: 7,770 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD for me so at 15/15 🤩😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £276 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Makingabobor2
    Makingabobor2 Posts: 4,227 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Another one today, so now on 14/15.....almost there.... :D
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £590/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 771
    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    Day 17 today 🙂
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • QueenJess
    QueenJess Posts: 4,516 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    A NSD today.
    2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 340🥉🥈🥇💎🏆
    Big kitchen declutter challenge 113/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • cathybird
    cathybird Posts: 15,670 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 January 2023 at 12:48AM
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    Adeley 5/25 imageimage
    Arwen 1/10 image beanielou 21/15 imageimageimageimageimageimageimage bekah89 17/15 imageimageimageimageimageimage cathybird 17/15 imageimageimageimageimageimage cherry 22 10/10 imageimageimageimage CMD79 9/16 imageimage craftingmad 3/15 image Crazycatlady2 19/20 imageimageimageimage Diane1276 10 funfairprincess 3/10 image GeorgianaCavendish 15/17 imageimageimageimage gm2917 9/15 imageimage HappyFriday05 6/8 image herebeme 10/15 imageimageimage jammy dodger 16/18 imageimageimageimage KajiKita 15/15 imageimageimageimageimage Karb 9/15 imageimage Lanky larry 10/20 imageimageimage leftatthetrafficlights 10/15 imageimageimage lindsaygalaxy 7/15 imageimage LittleMissDetermined 12/10 imageimageimageimageimage LLM2018 13/20 imageimageimage Makingabobor2 14/15 imageimageimage Money Choices 15 MrsCautious 18/15 imageimageimageimageimageimage MummyRivett 16/25 imageimageimageimage newroadahead 11/10 imageimageimageimageimage outoftheviciouscircle 7/15 imageimage QueenJess 14/20 imageimageimage Rupacomp 10/15 imageimageimage Saver-upper 11/15 imageimageimage short bird 14/18 imageimageimage SueP19 7/10 imageimage try harder 15/21 imageimageimageimage
    Newcomers welcome :)
  • MummyRivett
    MummyRivett Posts: 424 Ambassador
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hello,
    I hope you all had a good weekend.

    I smashed Friday - Sunday so that is another 3 NSD for me 
    • MSE Forum Achievements:
    • Debt-free & Proud - December 2014
    • Fully Funded 12 Month Emergency Fund - December 2020
    • Current Challenges: No Spend Challenge 2023
    • January NSD: 16/25
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