Natwest Mortgage Timescale 2022

willo3186

oh, and also, is it a bit much contacting the broker every other day to ask for any new news? or should we just sit and wait quietly and patently.

Big_Rock

willo3186 said:

oh, and also, is it a bit much contacting the broker every other day to ask for any new news? or should we just sit and wait quietly and patently.

Use the tracker...brokers use the same 

Big_Rock

Natwest Fixed rate is dropped ... Do check ... if you applied and not completed yet


Effective from Wednesday 16th November 2022

 

Here’s a full list the changes with product codes in brackets:

New Business

 

Core Range

Residential

Rate Changes

2 year fixed rate remortgage

[FO35236] 60% LTV, decreasing by 22bps from 5.89% to 5.67%, product fee £995

[FO35237] 60% LTV, decreasing by 21bps from 6.20% to 5.99%, product fee £0

[FO35238] 75% LTV, decreasing by 15bps from 5.89% to 5.74%, product fee £995

[FO35239] 75% LTV, decreasing by 16bps from 6.20% to 6.04%, product fee £0

[FO35240] 80% LTV, decreasing by 20bps from 5.99% to 5.79%, product fee £995

[FO35241] 80% LTV, decreasing by 15bps from 6.25% to 6.10%, product fee £0

[FO35242] 85% LTV, decreasing by 15bps from 5.99% to 5.84%, product fee £995

[FO35243] 85% LTV, decreasing by 15bps from 6.34% to 6.19%, product fee £0

[FO35245] 90% LTV, decreasing by 5bps from 6.39% to 6.34%, product fee £0

[FO35244] 90% LTV, decreasing by 15bps from 6.14% to 5.99%, product fee £995

5 year fixed rate remortgage

[FO35247] 60% LTV, decreasing by 15bps from 5.84% to 5.69%, product fee £0

[FO35246] 60% LTV, decreasing by 17bps from 5.59% to 5.42%, product fee £995

[FO35249] 75% LTV, decreasing by 15bps from 5.84% to 5.69%, product fee £0

[FO35248] 75% LTV, decreasing by 17bps from 5.59% to 5.42%, product fee £995

[FO35251] 80% LTV, decreasing by 15bps from 5.89% to 5.74%, product fee £0

[FO35250] 80% LTV, decreasing by 17bps from 5.64% to 5.47%, product fee £995

[FO35253] 85% LTV, decreasing by 15bps from 5.89% to 5.74%, product fee £0

[FO35252] 85% LTV, decreasing by 17bps from 5.64% to 5.47%, product fee £995

[FO35254] 90% LTV, decreasing by 20bps from 5.79% to 5.59%, product fee £995

[FO35255] 90% LTV, decreasing by 15bps from 6.04% to 5.89%, product fee £0

 

Green Mortgages

Residential

Rate Changes

2 year fixed rate remortgage

[FO35256] 60% LTV, decreasing by 22bps from 5.84% to 5.62%, product fee £995

[FO35257] 75% LTV, decreasing by 15bps from 5.84% to 5.69%, product fee £995

[FO35258] 85% LTV, decreasing by 15bps from 5.94% to 5.79%, product fee £995

5 year fixed rate remortgage

[FO35259] 60% LTV, decreasing by 17bps from 5.54% to 5.37%, product fee £995

[FO35260] 75% LTV, decreasing by 17bps from 5.54% to 5.37%, product fee £995

[FO35261] 85% LTV, decreasing by 17bps from 5.59% to 5.42%, product fee £995

Nuri123

I spoke to my broker and there were quiring the overtime so they've asked for 6 months slips, which shows overtime on there, broker said should hear back from NatWest in the next few days. Hope it goes through x

Bubblefish89

Received our offer through! Just over 4 weeks having applied on 17/10. 

One self employed and one employed so sooner than we were expecting. Everything was ticked on the tracker as of 15/11 and was told yesterday by Natwest live chat the case was subject to offer and would take 2-3 working days to offer and true to their word it was 

Big_Rock

Bubblefish89 said:

Received our offer through! Just over 4 weeks having applied on 17/10. 

One self employed and one employed so sooner than we were expecting. Everything was ticked on the tracker as of 15/10 and was told yesterday by Natwest live chat the case was subject to offer and would take 2-3 working days to offer and true to their word it was 

Congratulation ... Great News

You mean ticked off from 15/11 ? or 15/10 ? 

Bubblefish89

Big_Rock said:

Bubblefish89 said:

Received our offer through! Just over 4 weeks having applied on 17/10. 

One self employed and one employed so sooner than we were expecting. Everything was ticked on the tracker as of 15/10 and was told yesterday by Natwest live chat the case was subject to offer and would take 2-3 working days to offer and true to their word it was 

Congratulation ... Great News

You mean ticked off from 15/11 ? or 15/10 ? 

Thank you

Yeah sorry! 15/11 before I confuse everyone. Just changed the original post! 

RedFraggle

Applied 02 Nov. Offer received today. 

Big_Rock

RedFraggle said:

Applied 02 Nov. Offer received today. 

Great News and that was really quick ... Were you employed or Self employed ...

RedFraggle

Big_Rock said:

RedFraggle said:

Applied 02 Nov. Offer received today. 

Great News and that was really quick ... Were you employed or Self employed ...

Employed, full time, 90% LTV,  borrowing 2.8 X salary on leasehold flat (long lease, peppercorn ground rent) over 20 years.Through my trusted broker. No adverse credit history.