Natwest Mortgage Timescale 2022

julietfoxtrot18

Hi

Any idea what is next in the application process? FTB applied 17/10 via broker with 90% LTV.

Big_Rock

julietfoxtrot18 said:

Hi

Any idea what is next in the application process? FTB applied 17/10 via broker with 90% LTV.

Make sure to check on chat they are not waiting for any documents…

I have seen people with all ticks and brokers didn’t checked but still outstanding Docs.

If all ok and all ticked then next will be offer usually in 2 day but no set time people have it in 15 min and some didn’t for 15 days 

but good thing is all ticked 

all the best 

julietfoxtrot18

@Big_Rock
Hi

Attached full image. Tracker has been ticked since last Wednesday so finger cross I hear something soon

Velar19

julietfoxtrot18 said:

@Big_Rock
Hi

Attached full image. Tracker has been ticked since last Wednesday so finger cross I hear something soon

My tracker was all ticked from 20th OCTOBER. Then nothing. Then outstanding actions again on 7/11 and 9/11, all ticked again as of 11/11. I'm still waiting......

Big_Rock

As of 14 Nov 2022 .. working days 

julietfoxtrot18

@Velar19

Have you or your broker chased them up?

Velar19

julietfoxtrot18 said:

@Velar19

Have you or your broker chased them up?

Oh yes. VERY long story (see my previous posts)

Bubblefish89

Hi everyone. 

New to the forum. We recently completed on our sale, temporarily back with parents whilst hopefully buying our second home which is a new build (fingers crossed). 

1) Self employed 
2) Employed 

LTV technically 69% but product applied for 75% LTV. 

Our timeline so far;

Mon 17/10/22 - Mortgage submitted via broker 

Friday 28/10/22 - NatWest application live, requested one further doc doc submitted same day as held on file by broker

Thurs 3/11/22 Valuation booked 

Fri 4/11/22 Valuation. 

Mon 7/11/22 Valuation received 

Wed 9/11/22 Requested more information 

Tues 15/11/22 All actions ticked on tracker

Nuri123

Hiya Bubblefish89 said:

Hi everyone. 

New to the forum. We recently completed on our sale, temporarily back with parents whilst hopefully buying our second home which is a new build (fingers crossed). 

1) Self employed 
2) Employed 

LTV technically 69% but product applied for 75% LTV. 

Our timeline so far;

Mon 17/10/22 - Mortgage submitted via broker 

Friday 28/10/22 - NatWest application live, requested one further doc doc submitted same day as held on file by broker

Thurs 3/11/22 Valuation booked 

Fri 4/11/22 Valuation. 

Mon 7/11/22 Valuation received 

Wed 9/11/22 Requested more information 

Tues 15/11/22 All actions ticked on tracker

Hiya what documents did they request?

Bubblefish89

@Nuri123

They requested an additional business bank statement on 28/10.