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Feels like im going under!

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Comments

  • Cressida100
    Cressida100 Posts: 311 Forumite
    Third Anniversary 100 Posts Name Dropper
    It's good to get an update. I really hope things work out well for you. 
  • NiteEyez1980
    NiteEyez1980 Posts: 150 Forumite
    100 Posts First Anniversary Name Dropper
    edited 8 June 2023 at 12:25PM
    Hi guys

    Things are much better

    Have been contacted by natwest saying they have been passed my debt to dryden fairfax to commence legal proceedings against me. 

    I have read about this company and it seems they are consummate scam and harassment artists who lie and issue ccjs

    Your advice please?

    This has pushed my anxiety right up as apparently this company is the worst

  • Grumpelstiltskin
    Grumpelstiltskin Posts: 5,455 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Don't panic, I bet it says they MAY  commence legal proceedings.

    Ignore any texts and phone calls from them and wait to see what they will put in writing, then come back to us.

    Remember they can't get blood out of a stone.
    If you go down to the woods today you better not go alone.
  • NiteEyez1980
    NiteEyez1980 Posts: 150 Forumite
    100 Posts First Anniversary Name Dropper
    Hi guys any experience with this debt company? 
  • Grumpelstiltskin
    Grumpelstiltskin Posts: 5,455 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Put Dryden Fairfax into 'search the forum' and see what comes up
    If you go down to the woods today you better not go alone.
  • elsien
    elsien Posts: 36,010 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi guys

    Things are much better

    Have been contacted by natwest saying they have been passed my debt to dryden fairfax to commence legal proceedings against me. 

    I have read about this company and it seems they are consummate scam and harassment artists who lie and issue ccjs

    Your advice please?

    This has pushed my anxiety right up as apparently this company is the worst

    The company can’t issue CCJs. Only a court can do that - they appear to specialise in misleading letters. Do not phone them!
    They may go to court to request a CCJ, they may not. My view would be to sit tight until/unless you actually receive court paperwork. 


    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Muddy_Walker
    Muddy_Walker Posts: 576 Forumite
    Fifth Anniversary 500 Posts Photogenic Name Dropper
    So glad you posted - and big hugs x
    ⭐️⭐️⭐️🥇🥇🥇 2024 decluttering
    ⭐️ 2025 decluttering
    Frogs:
    Mortgage frog DONE!!!
    Pension frog DONE!!!
    Will frog about DONE!!
    PIP frog waiting on tribunal date…still waiting 🧐….chased and waiting
    Medical frogs…..getting there about 80% done
    Decluttering: 268/550
    Miles walked: 143/500 - not going to stress about this….
    Books read: 94 read very fast!

    1p challenge £778.97

    More green things!
  • NiteEyez1980
    NiteEyez1980 Posts: 150 Forumite
    100 Posts First Anniversary Name Dropper
    Morning everyone. 

    Well the double sided coin rears it's head again. 

    HSBC via moorcroft debt recovery have agreed breathing space 👍

    Bad news is my emergency fund and shopping money has been wiped as wheel bearings have gone on the back of the car and I need 2 new tyres..... Costing £300.

    Due to the mileage I'm doing there's joe at around it 😩
  • stymied
    stymied Posts: 655 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Oh no! I still think staying over at work would give you a tiny bit more wriggle room in your budget and *may* be a more acceptable suggestion to your OH now?

    I thought the goal was defaults as fast as possible so no breathing space applications?
  • ladyholly
    ladyholly Posts: 3,924 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    At lewast you gad the money even if it is a bit depressing to have to spend it. Think positive - not on a credit card so no interest.
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