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Feels like im going under!

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  • Makingabobor2
    Makingabobor2 Posts: 4,213 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Well said @EssexHebridean. Brilliant post
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

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    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • stymied
    stymied Posts: 655 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I'm reading and really hoping to hear that you've contacted one of the charities mentioned.

    Presumably the pre-DMP budget just took a little bit of a whoops from the family BBQ & beers at the pub and is now back on track to balancing with the extra bit of belt tightening.

    Could you sign up for survey websites yourself to earn a few extra pennies for the emergency fund while you're off sick?

    Is it time to re-look at sleeping over at work 1 day a week given that DW is grumpy anyway?

    Your health and ability to work to protect your home, and your children's wellbeing come first.
  • JillyC8
    JillyC8 Posts: 204 Forumite
    Part of the Furniture 100 Posts Combo Breaker I've been Money Tipped!
    Find a way to get back in the house, even if you have to break something, and take some control back. The more you let her treat you like dirt, the less respect she'll have for you (if she has any at all).
    Don't engage with her; don't take her shopping. See a solicitor asap and explain the situation. You need to get out so you can start looking forward and focusing on your children and keeping yourself well.
    Single mum since 2007.
  • lillypoo
    lillypoo Posts: 309 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Just wanted to check in and see if you're OK?
  • Flossymuldoo
    Flossymuldoo Posts: 113 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    I hope you’re ok
    28/12/24
    Deep savings: £14,492.28/£20,000.00
    Mortgage balance: £157,183.78
    MFW #53  £7.66/£10,000.00
  • NiteEyez1980
    NiteEyez1980 Posts: 150 Forumite
    100 Posts First Anniversary Name Dropper
    Hi guys

    Sorry haven't checked in for a while. 

    I'm still sleeping in shed, things r still bad. 

    I went for a 25m walk today trying to clear my head. 

    I take her shopping as she doesn't drive and to ensure budget is followed. 

    She had the gall today when I got back to tell me that I've given her nothing, she's wasted 15yrs with someone whose never been fully committed??

    She told me to do one and jump off a pier and do her a favour. I went for the walk and when I got back she was fuming as she said my walk should have been 2 hrs max?? 

    She has said MH is a load of crap and i should 'man up' and get on with life. 

    As I've posted earlier, sadly she is a very 1 track minded and quite ignorant person in her views. If she thought the sky was purple, it doesn't matter thatvthe other 99.999% of. The world say its blue and corroborate it with fact, she'll still argue her view as correct..regardless how absurb her rationale is 


  • Makingabobor2
    Makingabobor2 Posts: 4,213 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 22 May 2023 at 4:37PM
    You really have to stop engaging with her and seek help from a solicitor and also a therapist for your health issues. The more you engage with her, the worse this will get. She cannot stop you sleeping in your own house.  And why are you taking her shopping?  She doesn't want you there, so let her make her own arrangements to get there if she can't drive.  She will be thinking she has won, by the fact that you are still sleeping in the shed, and you still take her shopping!   
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • sparks_2023
    sparks_2023 Posts: 186 Forumite
    100 Posts Name Dropper First Anniversary
    edited 22 May 2023 at 5:14PM
    She has learnt she can treat you like dirt on her shoe with no consequences. What happiness are you getting now ? Don't waste your life in this misery. If you are living in a shed you might as well be bankrupt and homeless. This doesn't end well. Walk away. Tell her you are going to get somewhere proper to live. Then you can work on everything else.
    Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.

    Legacy Default dates :
    Mr Lender - 31/10/2022
    Fund Ourselves - 22/12/2022
    Bamboo - 30/3/2023
    Likely Loans - 14/4/2023
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