Nationwide FlexDirect £200 switch bonus (Oct 2022)

SAC2334

soulsaver said:

SAC2334 said:

My friend is very keen to switch banks to Nationwide from Halifax but is very worried about a small overdraft facility of £250  she has in place with Halifax.
What happens to that overdraft when her  normal banking gets moved over to Nationwide ? will Halifax close it down or demand it to be repaid ? 
We are both absolute beginners in moving bank accounts 

IME  o/d has to be cleared before the switch date. 

Today she had a go at switching banks at near the end they say " We ll do everything for you and we will make sure: your balance and your bill payments are moved over to your new FlexDirect  on the day of your choice  and your old account is closed when we are finished ( unless it still has an outstanding overdraft ) 

So that looks like they don t fully shut down the account if there is still an outstanding overdraft to pay off . 

soulsaver

SAC2334 said:

soulsaver said:

SAC2334 said:

My friend is very keen to switch banks to Nationwide from Halifax but is very worried about a small overdraft facility of £250  she has in place with Halifax.
What happens to that overdraft when her  normal banking gets moved over to Nationwide ? will Halifax close it down or demand it to be repaid ? 
We are both absolute beginners in moving bank accounts 

IME o/d has to be cleared before the switch date. 

Today she had a go at switching banks at near the end they say " We ll do everything for you and we will make sure: your balance and your bill payments are moved over to your new FlexDirect  on the day of your choice  and your old account is closed when we are finished ( unless it still has an outstanding overdraft ) 

So that looks like they don t fully shut down the account if there is still an outstanding overdraft to pay off . 

Not sure what your point is? You/she wouldn't get the incentive - old account must close.

jonnytvr

jonnytvr said:

Megsmum said:

Hi all,  I tried to switch yesterday and again today, I get all the way through and then a message with 'oops something went wrong, please try again'.
Anyone else had this issue, please ?  Have tried on both PC and phone.  
Thanks.

Same problem for me... I tried twice this morning, got all the way to the credit check then: "Oops, something went wrong, please try again". 

Applied again this morning and it worked.

Alex9384

EarthBoy said:

deutsch said:

Last switched September 2021 Think I could squeeze or get away with this?

It's since 18 August 2021, so no. 

But some people say that some banks don't strictly enforce these deadlines (or maybe they don't notice).

Has anyone tried with Nationwide?

soulsaver

Alex9384 said:

EarthBoy said:

deutsch said:

Last switched September 2021 Think I could squeeze or get away with this?

It's since 18 August 2021, so no. 

But some people say that some banks don't strictly enforce these deadlines (or maybe they don't notice).

Has anyone tried with Nationwide?

Probably - but the result may not be the same as your's. I've slipped through their checks before, and I've been caught once, too.

binao

soulsaver said:

Alex9384 said:

EarthBoy said:

deutsch said:

Last switched September 2021 Think I could squeeze or get away with this?

It's since 18 August 2021, so no. 

But some people say that some banks don't strictly enforce these deadlines (or maybe they don't notice).

Has anyone tried with Nationwide?

Probably - but the result may not be the same as your's. I've slipped through their checks before, and I've been caught once, too.

Was the "caught" the penultimate occasion.

Improved vetting?

mrsmsebastian

We have a 14 yr old joint current account in Nationwide where both our salaries goes and all the bills taken out through DD. Last year we both opened a sole current account to Lloyds to get our partime job salaries paid to those accounts. A couple of months ago I realised the benefit of switching accounts so we set-up 2 direct debits on our sole accounts (DD's came from Nationwide) to start the journey of becoming super switchers. So far, both accounts received bonuses from Halifax and very recently from First Direct.
My question is, are we eligible to receive the switch bonus if we open FlexDirect sole accounts for both of us in Nationwide and then switch both our First Direct accounts?

Daliah

If you have already received a switch bonus from First Direct, you won't get a second one.

However, you could consider other switch offers. 

mrsmsebastian

Daliah said:

If you have already received a switch bonus from First Direct, you won't get a second one.

However, you could consider other switch offers. 

Im not looking for a second one from First Direct, I am looking to switch to FlexDirect Nationwide this time but is it possible knowing that I already have a 14 year old joint account from them?

grizzlegrizzle

The Nationwide t&cs don't exclude existing account holders - just those who've had a switch incentive since Aug 18th 2021.