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Chase 1.5% Easy Access

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  • djpailo said:
    Daliah said:
    k_man said:
    The Chase systems will be getting some hammer this morning.

    Expect a few errors, timeouts, and something went wrong messages
    Needless scaremongering
    Not really no. Lots of IT systems are never prepared for the demand when a good deal appears on HotUKDeals or MSE. 
    It hasn't made it onto the daily update of the main Bankings & Savings page yet.... So that might have an ongoing impact when it does.

    It is there, but they haven't yet updated the title from "0.95% easy access..." yet. The "easy access accounts - what we'd go for" section starts (and has done, for several hours) "The top easy-access account is the one linked to Chase's app-only current account..."
  • cymruchris
    cymruchris Posts: 5,562 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    djpailo said:
    Daliah said:
    k_man said:
    The Chase systems will be getting some hammer this morning.

    Expect a few errors, timeouts, and something went wrong messages
    Needless scaremongering
    Not really no. Lots of IT systems are never prepared for the demand when a good deal appears on HotUKDeals or MSE. 
    It hasn't made it onto the daily update of the main Bankings & Savings page yet.... So that might have an ongoing impact when it does.

    It is there, but they haven't yet updated the title from "0.95% easy access..." yet. The "easy access accounts - what we'd go for" section starts (and has done, for several hours) "The top easy-access account is the one linked to Chase's app-only current account..."
    You're right - it's not on the front page summary - but when you click in, it's there. I'm sure it'll update soon enough. 
  • soulsaver
    soulsaver Posts: 6,610 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 28 March 2022 at 11:51PM
    soulsaver said:
    n1david said:
    Opened account this morning.  Transferred £1 at 11.25 to test that the transfer was set up properly.  That went through in minutes.  Set up transfer of £20k.  Still not arrived.  Chase tell me alternately that transfers are delayed and taking time to go through, and that there may be a problem and I need to get the Faster Payments ID from the sending bank (which I have, but Chase haven't asked for it again since I got it from First Direct).  I think they are a bit overwhelmed but a bit of consistent messaging would be reassuring...
    Y my £5 got there in a blink but I've got the follow up £20k plus in for the last few hours cyberspace, too. Bear in mind FP is close of play next day guarantee, tho'..
    1stD confirmed it's not 'held'.
    Funds still hadn't arrived after 8 hours... But IstDirect (FD) shot themselves in the foot: The funds arrived back in my FD account late evening - it WAS held for fraud checks after all, but they cba to call or text to correct the CS previous incorrect info. or clear the stop.

    And 'cos it's 'now late',
    and 'a lot', it... 'won't/can't go'. 
    So I have to press the CS to try smaller payments ...
    and the 1st of 3 £10ks has just arrived in Chase. 

    ETA - all arrived now, leaving me daily limit headroom for tomorrow.

    FD - Nil points for service - you've slipped. :neutral:
  • ZeroSum
    ZeroSum Posts: 1,199 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    djpailo said:
    Daliah said:
    k_man said:
    The Chase systems will be getting some hammer this morning.

    Expect a few errors, timeouts, and something went wrong messages
    Needless scaremongering
    Not really no. Lots of IT systems are never prepared for the demand when a good deal appears on HotUKDeals or MSE. 
    It hasn't made it onto the daily update of the main Bankings & Savings page yet.... So that might have an ongoing impact when it does.

    It is there, but they haven't yet updated the title from "0.95% easy access..." yet. The "easy access accounts - what we'd go for" section starts (and has done, for several hours) "The top easy-access account is the one linked to Chase's app-only current account..."
    I don't think it's included in the main bit as it's linked to a current account.

    Virgin have had a 1% account for about a month now, which beats the 0.95% but isn't included in title for same reason
  • george4064
    george4064 Posts: 2,928 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 29 March 2022 at 7:53AM
    soulsaver said:
    soulsaver said:
    n1david said:
    Opened account this morning.  Transferred £1 at 11.25 to test that the transfer was set up properly.  That went through in minutes.  Set up transfer of £20k.  Still not arrived.  Chase tell me alternately that transfers are delayed and taking time to go through, and that there may be a problem and I need to get the Faster Payments ID from the sending bank (which I have, but Chase haven't asked for it again since I got it from First Direct).  I think they are a bit overwhelmed but a bit of consistent messaging would be reassuring...
    Y my £5 got there in a blink but I've got the follow up £20k plus in for the last few hours cyberspace, too. Bear in mind FP is close of play next day guarantee, tho'..
    1stD confirmed it's not 'held'.
    Funds still hadn't arrived after 8 hours... But IstDirect (FD) shot themselves in the foot: The funds arrived back in my FD account late evening - it WAS held for fraud checks after all, but they cba to call or text to correct the CS previous incorrect info. or clear the stop.

    And 'cos it's 'now late',
    and 'a lot', it... 'won't/can't go'. 
    So I have to press the CS to try smaller payments ...
    and the 1st of 3 £10ks has just arrived in Chase. 

    ETA - all arrived now, leaving me daily limit headroom for tomorrow.

    FD - Nil points for service - you've slipped. :neutral:
    I had a similar experience with HSBC.

    £1 arrived safely, follow up £10k didn’t arrive. Contacted HSBC through the app to check payment, they said it’s gone through fine and not being held up by any checks. Then a few hours later after that, HSBC text me to say fraud has been detected and to phone them, as it was out hours I couldn’t phone them but they proceeded to suspend my account.

    Hopefully I’ll be able to sort today.
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2025 - #024 £1,450 / £15,000 (9%)
  • TBC15
    TBC15 Posts: 1,495 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Can you open a joint account? If so will you both have £85000 protection?


  • Joe9090
    Joe9090 Posts: 209 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    TBC15 said:

    Can you open a joint account? If so will you both have £85000 protection?


    https://www.fscs.org.uk/what-we-cover/banks-building-societies/
  • sausage_time
    sausage_time Posts: 1,470 Ambassador
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    george4064 said:
    I had a similar experience with HSBC.

    £1m arrived safely, follow up £10k didn’t arrive. 
    I hope you did not mean £1m! That would exceed FSCS protection. 
    I’m a Forum Ambassador and I support the Forum Team on the Credit CardsSavings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    TBC15 said:

    Can you open a joint account? If so will you both have £85000 protection?


    Joint accounts are not offered at present.
  • george4064
    george4064 Posts: 2,928 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    george4064 said:
    I had a similar experience with HSBC.

    £1m arrived safely, follow up £10k didn’t arrive. 
    I hope you did not mean £1m! That would exceed FSCS protection. 
    Oops, meant to put £1.  :D
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2025 - #024 £1,450 / £15,000 (9%)
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