Pay off mortgage and start having even more fun 😁

Moneyfordreams

How rude. I think I'd keep feeding the squirrels! 

try_harder

You are obviously very nice and very respectful .Im afraid i would not have been quite as nice and i definitely would not have stopped feeding the squirrels .

themadvix

Your neighbour is shockingly rude - especially if the dropped kerb has only been there a week. I'd like to see how she'd cope here (I certainly don't cope well and we get blocked in more often that I care to think about).

Meant to say, re Olio, check it each night for a week or so - different people collect each night, so it might be on one particular night there's food much closer to you than other nights. And if it's best before stuff (bread, pastries, unprocessed fruit/veg (i.e. unprepared)) you may be able to collect the following morning (depending on the Olioer and their availability - always read the listing).

newgirly

Funny that’s what DIL said 😂  

I find it strange, maybe it was an off day I’ll see how she is next time I see her, but if she’s not friendly she’s off my Xmas card list 😜 

newgirly

Hooray the credit card statement has been issued so I can use it again and start my February budget! Have an £40 odd Iceland shop coming this afternoon, plus I need to buy some bits for my new car when I go to the shopping centre, airfreshners, other cool things a teenager might put in their first car 😂 

Saw a fantastic film last night ‘unwelcome’ not a recommendation as it’s not everyone’s cup of tea, but the cinema was laughing along with it which is very unusual, but the trailer didn’t do it justice at all. Nearly bought a scoop of ice cream after my freebie on Sunday, ds2 insisted I didn’t get lured into doing it by cineworld though, he’s way to sensible sometimes 😆

Dh not doing well at the moment, it’s work which is stressing him out and the lack of help at getting the work done and new work in, new owner is totally out of of sight and “manager” above him knows literally nothing about the business, so all on his shoulders and he’s paid basically almost the same as the other staff although he’s doing the most to prop it all up and is the manager. I’ve told him to just leave but he won’t I’m sure, at least we are working towards an escape plan by paying the mortgage off early. Might have to take him out at the weekend to cheer him up I think 🙄

newgirly

Lots of spending done yesterday: 

•  £6.35 stamps and parcel return (resizing ring dh got me for Xmas) 
• £19.19 B&M cat food, shampoo/conditioner/shower gel 
• £11.17 toast and coffee for best friend and I 
• £41.79 Iceland freezer bits 
• £16.10 accessorise; £6.60 reduced scarf/wrap thing for me and rest sale jewellery and socks for Xmas/birthdays (budgeted for and taken from Xmas pot and paid to cruise savings)
• £14.15 Tesco -bread, mini eggs to give to friend and 2x Chinese meal box deals on offer as treat for ds1&2 and partners this weekend.
• Poundland £11.75, tea cakes, crisps, razors, ice scraper, car freshener

Total spend so far : £120.50 / £500 😱

I also need to have a tesco delivery tomorrow. On the plus side it’s a shorter month and I’ve managed to save £150 into the regular saver (£100 from dh and surplus for the Xmas pot and a bit from my personal spending, along with £20 refund from Amazon) I’ve also paid £25 into premium bonds for Feb. 

This week has been fairly successful all in all as I bought a new cheap car and also got a free next wooden tv unit from the local give away site which I’ve painted black to match our sideboard, total cost zero I already had the paint, actually £1 on daffodils from the lady that gifted it. We listed a few bits this week too, like the old unit which someone should be collecting today. 

newgirly

Oh my goodness £97.72 spent at tescos on my delivery 😱 £30 cat food bag didn’t help, they eat as much as a Great Dane each 😆 plus I’ve invited dd her hubby and his dd over Sunday for (frozen on offer!) pizzas and sides, plus some cans and small bags of popcorn each for the cinema beforehand, still way cheaper than eating out but adds up when paying for nine, they will buy their own tickets though 😜 

Might have a look on Amazon as I’ve about £38 left on my voucher and see about stocking up on toiletries then I can hopefully get by just buying actual food for the rest of the month…

South_coast

NG, you need to download ZipZero. It's a receipt scanning app that pays out by transferring money to your bill providers (I send mine to my electricity account). The receipts alone won't get you very much, but they also have special offers with certain retailers where you earn a much higher percentage for either shopping online or in-store. There are too many online ones to show you, but these are the ones they have at the moment for in-store:

I'll be buying petrol from Sainsbury's this weekend and getting 2% of the spend back, which makes buying petrol slightly less painful 😮

I use them as well as TopCashBack when I shop online, as you have to manually confirm the transaction to ZipZero, so I go through them, then through TopCashBack, then manually send ZipZero my order confirmation (🤫 it usually works!) They also don't mind multiple receipts from the same retailer on the same day like some other apps so, so you can scavenge receipts from the whole family to upload

South_coast

(P.S. I meant to say that for the in-store ones you need to opt in first before you shop, so just select any where you feasibly might go and you're sorted 👍)

newgirly

Wow thanks sc never heard of that before, will look today  😊 

That’s better, just deleted a big moany post I’d written 🙂