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Pay off mortgage and start having even more fun 😁

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  • newgirly
    newgirly Posts: 9,335 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi thanks Vix, I guess I could grow from seed, ds2 had a big crop of chillis last year 🙂

    Hi lady with a plan, that makes sense, although if im out and there’s pizza on the menu I have to have it even though it’s so easy to have at home 😆

    Next-door but one and two decided to let their warring dogs out both at 5.05am today so they could bark loudly through the fence at each other 😩 not for long, but I’m awake. When we had a dog she never went out that early, it’s so inconsiderate and if the dog is desperate for the loo then nip out the front! 

    No plans for today, dh will probably be working tomorrow ☹️ dd is at a loose end as her dh is away on business for a week so I might see her over the weekend. Looks like ds1’s flat is close to exchange soon, they could be moving out in the next month or so. Im not sure what to do with his bedroom yet, we will have two spare rooms which after having such a house full seems weird. Ds 2 and wife are having the smaller spare room to overflow into, the other room is the main original front bedroom so a good size. I don’t think any of them will stay over as dd is looking at houses very near us now, but ds1 says we should have a spare bed 😆 Whatever we do with it we will need to source some furniture if he takes what’s already in there which I’ve told told him too. 

    Might make some flatbreads later, I bought lots of houmous and only one pack of pittas which has gone, homemade is way better anyway!  Plus I’ll do spag Bol for dh and ds1 tonight if he’s in, girlfriend is in Leeds visiting mum for Mother’s Day this weekend. Not sure what to do for my mum, probably just pop round for coffee and take her present. 


    MFW 67 - Finally mortgage free! 💙😁
  • South_coast
    South_coast Posts: 5,866 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Soon be time to start thinking about downsizing, NG 🤣 Think of the adventures you could go on then!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Watty1
    Watty1 Posts: 6,802 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I winced a bit at the barking dogs at around 5.00 AM as WattyDog often does that but then I remembered it is a rural area, I keep farming hours and he does bark as "something" usually and nearest neighbour sleeps at the front, and other nearest neighbour adores him and he barks to let her know he is "up and about" in case she would like to pop around with that delicious chicken she cooks for him and her cats.   I feel the barking is ok under all these circumstances :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • South_coast
    South_coast Posts: 5,866 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Ooh, well done to DH 👍! Two months off is amazing!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • daisy_1571
    daisy_1571 Posts: 2,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brilliant  - from a man who thought you were wasting your time as the mortgage would never be paid off, fabulous! 

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,744 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    What a great OP!!
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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