Pay off mortgage and start having even more fun 😁

newgirly · 1 March 2024 at 8:36PM

💙💙💙💙💙💙💙MONTH 17 OF THE 33 MONTH CHALLENGE💙💙💙💙💙💙💙💙💙

Start balance October 2022: £61,452.11

Balance at 1st March 2024: £34,633.62

Total reduction since month one: £28,818.49

Total reduction since Feb: £2052.50

Hanging in for another month of the challenge, we are now officially half way! I wasn’t convinced when we started that we could do more than a few months at this rate of overpaying, so it’s a big surprise that its not gone pear shaped just yet 😆

Misc. round up of the month :

- Vinted sales running total £291
- pound a day savings £92
- Nothing left in food budget, had to subsidise from my personal spending pot

I’ve sent money on medical tests but dh is paying from the business, we also went to the theatre and bought a round of drinks, tomorrow I’m planning to probably go to he cinema for my birthday so a cheap one 😬
I have cheated a little with the no new clothes challenge as i got dh to get me a couple of things for my birthday that I couldn’t get new, some flat pumps for holiday as they are hard to fit right, a black skinny rib jumper for holiday I couldn’t find second hand and a new white T-shirt. Everything else has been second hand since the end of November which is a big step forward for me 🙂

Next month’s aims are to sort my health out primarily, then after that continue selling stuff and decluttering. I also mean to start eating and cooking better and not blowing all the grocery budget at the start of the month which tends to always happen. There’s £29 pending on the cc already spent yesterday on the card even though I shouldn’t have used it until the new statement which still hasn’t come, so that works out at £17.36 a day over the next thirty days available.