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Pay off mortgage and start having even more fun 😁
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Well last nights film was disappointing unfortunately I stayed awake throughout as well 😁. Today Aunt is coming over, so that’s most of the day gone and then I’m going for curry with the girlfriends I used to go out with regularly, now we are lucky if it’s a few times a year. Two of the four tend to cancel quite a bit, it’s a shame really as it’s not easy making new friends once you hit a certain age, and there’s not much contact in between meet ups. Ah well, I need to make the most of it 🙂 Personal spending will cover it, as I’m not really buying clothes or much at the moment it should still be manageable sticking to a reduced personal spending amount this month. I’ve transferred the £50 from my spending money and the £100 from the grocery budget at the start of the month, if I wait until the end I will have spent it 🤣 so that’s £150 towards doing something while do is off at Xmas.
This morning I’m potentially going to try for tickets to see Rowan Atkinson next year, I’ve registered for pre sale and tickets start as £35, which probably means there’s one ticket for £35 behind a pillar and the rest are £1000 😆 But the lure of seeing blackadder is too great and I may have to spend a bit more! I was hoping for a reduced budget of £50 each for Xmas this year and dh has said he would come with me, so ideally under that would be great and from the Xmas budget.
Plans for today :
See Aunt, plus take her to mums for lunch
Post parcel
Bit of washing
Try get Rowan Atkinson tickets
Book restaurants on Arctic cruise after liaising with dad (budgeted for, holiday spending pot )
Ring hospital re cardio appointment Friday ( trying to send over film of my last echo as there were no reports made so now can’t compare when I have the next one, same private hospital too 😡)
make sausage casserole in SC for dh
Go for my daily walkMFW 67 - Finally mortgage free! 💙😁6 -
A busy day planned.Good luck on the walk pouring with rain here just got back with the dogs x
2026 Decluttering 8889⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2025 Decluttering 17207⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️2 -
Hope you managed to get tickets, NG. I hadn't heard of it before, but I logged on about 15 mins after they went on general sale and by the time I got through the queue the only seats they had were £250 each 😬 As BF said, once we've added on the cost of getting to London/hotel/dinner/breakfast etc, that's the cost of a holiday. C'est la vie!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Hope you didn’t get too too wet out walking Mrs money penny 🙂
Oh no Sc , that’s a shame ☹️ There were some very expensive ones, I went the other way and got is the cheapest restricted view ones at the top but there was not much choice though and I asked ds2 who said yes and told me to just get for ds1 as well , so I got six in the end, two plus four behind but we had to get midweek. I’ll give them to the kids ( and us) as one of our Xmas presents. I guess we are lucky we can go for midweek if we have to, I did look at Saturdays but that was no go. Perhaps you might get lucky further down the line.MFW 67 - Finally mortgage free! 💙😁3 -
Still on the same boring topic, I’m not well 😆 very painful tongue and throat the night before last so as recommmened by best friend I went to a prescribing pharmacist and managed to get some antibiotics, he didn’t even look down my throat just listened to my chest, £30 but this morning it’s not quite as painful. Last night I also had my cardio appointment at a local hospital, private as there no clinical need to be checked , she congranulated me on getting hold of antibiotics 😂
I’ve no records of any post op echos as my hospital has shut now and lots went missing - this new lady was also based at Bart’s , so I’m having an echo next week. She said there’s no real need (mechanical valves are fine for life) but I feel much happier being checked every couple of years as you are at higher risk of other issues and as a worrier it’s worth it to me, so another £600 odd next week on top of the £220 consultation, I have been saving for 18 months though.
Dh has gone off to potter about at work, I’m going to have a lazy morning and maybe go for a brief drive out or garden centre visit later when he gets back. I’m also going to sort a couple of bags of clothes for charity out, there’s a new very large one opened fairly nearby and you can park outside. I’m getting vinted fatigue lately, I am occasionally selling bits for £1 that are at the back of the loft space and it takes me half hour to find them, some of it’s been up for a few years now and been reduced to the minimum you are allowed. So it’s the start of the big de clutter 🙂 The plan is little and very often, in the hope that dh will join in at some point and start on the log cabin.Dinner today is a lentil dhal I got out the freezer yesterday and didn’t eat, chicken curry for dh and perhaps I’ll make a nice dessert for later to eat in front of the tv 😬
MFW 67 - Finally mortgage free! 💙😁4 -
Taking the stuff to the charity shop sounds like a great idea - life's too short to scrabble about finding, packing and sending something you've sold for £1!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Charity shop all the way.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]3 -
Thank you, it’s feels quite freeing actually now I’ve decided 😆 one large carrier full ready to go Monday when I take mum out and also three drawers of very old stuff cleared from the en-suite drawers today for the bin. I think that’s going to be where I start doing the whole house, there then our bedroom, then downstairs one level at a time leaving the kitchen and shed until last as they will be the hardest 🙄
Dh is at the cinema watching his third film of the day with ds2, I joined them for the first ( the social reckoning ) it was very good, I came home and deactivated my f@cebook account. Some of this I was aware of due to sil’s job and what he had told us while living here in lockdown, but I’d only half listened really. I’ve never been one to post on there and never wanted the kids ever tagged on there as children but the problems go way deeper than that as the film showed. It will do me a favour as I do waste time on rubbish online, nothing wrong with the internet but I feel I’ve been a bit mindless in my consumption recently. With that in mind, I’m going to also commit to reading for at least 15 mins a day. I’m all or nothing and in recent times it’s been nothing unless on holiday. The walking everyday is going well, even when I’ve felt poorly I’ve been even if it’s a very short walk, it’s carrying on the habit that’s the important bit. I’ve been a miserable old moo lately so some small changes might help 😁
MFW 67 - Finally mortgage free! 💙😁4 -
I’ve been busy the last few days having bit of sort out, got rid of an old yukky bathroom drawer set yesterday and everything in it. Gave th en-suite a clear out and clean and some of our bedroom. Dh wasn’t at work Monday as there was no work, so he came home and started sanding some of the hall by the front door and painting. I took two big bags to the charity shop as well. It’s only the second time since he started that he’s not had work so it’s quite unusual.
While I was out Monday I bought a new fleece blanket from primarni that’s the same size as one I had in the loft space, our old duvet had to be thrown, so I was reading up on the most effective way to stay warm in bed (not keen on warm pjs in bed) and it said blankets as layers. I’m very much a quilt person, but thought I’d give it a go. It’s not really cold yet but I’m trying two heavy fleece blankets , a cotton sheet beneath then my thin summer quilt on top, it was too hot last night of course 😆but perhaps it will be warmer this way, I can always add another blanket although it is strange when it’s heavier.
I’ve booked a table at the hotel we are going to at Halloween, I thought I already had so glad I looked as it’s only very late times left, I managed to get 6.30pm, 9 is way too late for me. It’s expensive but you are able to order from the bar menu in the main restaurant too thank goodness, so I’ll have something basic from that. Dh had forgotten we have a night away in a few weeks so I think it was a nice surprise 🤣 I will have to do a little research on where we are going and what there is to see nearby. This year we have kept very busy compared to usual, when at home we don’t do much but having the odd night away has been really enjoyable so hopefully we will do it more next year too.MFW 67 - Finally mortgage free! 💙😁6 -
I would have thought a quilt would be fine, then you can add blankets to that if needed? I'm not sure they really meant just blankets? The bedroom in my old flat used to get really cold (it had a radiator, it just wasn't very big, and the flat was a loft conversion, so the heat just went straight out of the roof), for several winters I had a double duvet, 5 or 6 blankets (some folded so I had a double thickness!), then a single duvet on top to keep them in place and look vaguely tidy - oh, and I would often wear clothes and always socks! I stay awake all night if I'm not warm enough, so it's a big priority! I have been known in hotels to get the spare towels out and lay them on top of the duvet for another layer if there's no blanket. Embrace the weight, I say - weighted blankets are all the rage!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3
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