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Pay off mortgage and start having even more fun ๐
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๐๐คฃ and matching downie covers ? ๐
22: 3๐ 4โญ 23: 5๐ 6 โญ 24 1๐ 2โญ 25 ๐ ๐ฅ2โญ 26 ๐ฅ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'5 -
๐คฃ๐คฃ๐คฃ Hey if I budget to starve to buy stuff I donโt need, itโs my right ๐
Feeling bleugh today, out for a curry with parents, brother and the boys/Dil last night, dads treat. Eating at nearly 10pm still ๐ฉ Iโm usually in bed many hours before that lately ๐ Dh is off to potter doing his private work this morning and then at some point we are meeting Dd, sil and Dgd who we havenโt seen for a very long time, so that will be good hopefully. Yesterday I made up the Xmas hampers, I bought some green holly paper from ยฃland the other day (ยฃ2) and itโs so good I might buy more for wrapping gifts, very traditional looking, One roll did three large cardboard boxes and lids, I think it was about 12m.
Food budget is now at ยฃ156.71 left from ยฃ400, but I did go and buy all the rest of the hamper bits this week from that, Including roast potato flavour crisps?! Wonโt they just taste like normal crisps ๐คทโโ๏ธ maybe I should have bought myself some to test. We still have a fair bit of food, so we may well stay within budget this month.I wasted a bit of time on the phone this week to the home ins people (they matched my online quote ) at ยฃ166 for building and contents (always basic cover) and then $ky who whacked up our tv from ยฃ53 to ยฃ80, after three callls and going through to cancel, I got it for ยฃ40. Still a lot but I use multi room upstairs and itโs n3tflix as well. We could do without if we had to but we make good use of it ๐ water has reduced from ยฃ60 to ยฃ58 pm this bill, no idea why really as Iโm still as clean ๐ฌ
Iโm currently counting down the days until my regular saver ends, itโs the 21st, the savings themselves are earmarked for the remainder of the 0% cc, but the interest will go towards the Goodwood tickets, hopefully somewhere around the ยฃ85 ish mark, I donโt think Iโve ever done a regular saver before, itโs quite exciting now itโs near the end.MFW 67 - Finally mortgage free! ๐๐5 -
๐คฃ๐คฃ๐คฃ Hey if I budget to starve to buy stuff I donโt need, itโs my right ๐
Absolutely thats your right ๐คฃ
We had regular savers come out last week, like you we were very excited to get to the end and get that interest !
22: 3๐ 4โญ 23: 5๐ 6 โญ 24 1๐ 2โญ 25 ๐ ๐ฅ2โญ 26 ๐ฅ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'5 -
Oh you are absolutely allowed to budget to starve for other things - we can just never quite keep up! ๐
Mortgage free 16/06/2023! ยฃ132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Love this ๐คฃ๐คฃ๐คฃ
Mortgage start: ยฃ65,495 (March 2016)
Cleared ๐งโโ๏ธ๐งโโ๏ธ๐งโโ๏ธ!!! In 5 years, 1 month andย 29 days
Total amount repaid: ยฃ72,307.03. ยฃ1.10 repaid for every ยฃ1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Well itโs been a weekend of highs and lows, Iโm tired and a bit fed up with family stuff, but on the bright side I went to the boot sale at 7am today with both sons and after wandering around freezing and having been unsuccessful in my hunt for vintage Xmas wrap and decorations, we walked past a big stall with a lady shouting come and get it, all for free. I looked down and saw a pile of Xmas bits and what looked to me like some perhaps 50s or 60s baubles! So I took them and gave the lady a pound to say thanks ๐ฌ ds2 grabbed a few more modern bits too. Iโve washed them and most are usable.
Iโve cleared another whole bin bag of clothes for the charity shop again tomorrow, most of it DHโs very old stuff this time, then I cut up an old nightie for cleaning rags. Itโs slow but I am keeping going with trying to clear stuff out, itโs got to help stress levels and Iโm sick of stuff.MFW 67 - Finally mortgage free! ๐๐4
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