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Comments

  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fantastic news about the white goods and other fixtures and fittings. It will make moving in easier.

    All the best for the funeral. Having caught covid at the funeral I went to - I'd recommend wearing a mask - I planned to but didn't and regretted it.

    Glad you can work from home at least one of the days next week and that you have clawed back an hour off your commute and things are settling down for you again.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    well done DIA - I really don't know where you find the time to be so awesome :sunglasses:

    I think you are doing the right thing with your work life balance - spend what it takes to survive the initial shock and then work out what you can do without once your feet have been found

    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Humdinger1
    Humdinger1 Posts: 2,344 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Dia, you are sounding really in the swim! Hope the funeral goes as well as it can; I agree with @savingholmes (when don't I?!) re wearing a mask.  Funerals seem to be a hot transmission opportunity.   Keep going; you're doing brilliantly love Humdinger xx 
  • Sounds like things are picking up. Wfh definitely a good idea in this weather. 
  • jwil
    jwil Posts: 22,248 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All sounding good.  Hope the funeral goes as well as it can.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    beanielou said:
    Great house news.
    Sometimes we have to just to do what we need to do to survive.
    Enjoy your weekend :)
    With each week it gets easier, you're adapting and working out ways of making it balance.

    Great news the house is inching closer.

    Good luck with the frogs.
    Thank you  :)
    What a great uplifting post .
    Apart from the funeral hanging over you, everything sounds great and upbeat .
    Hope that goes as well as it can .
    Monday and Tuesday are the worst days forcast for weather 🥵. If there is a way of avoiding  work for those 2 days , take it . 
    You'll cope with anything anyway ..
    Thank you  :) Luckily I am not in the office today and tomorrow.

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Fantastic news about the white goods and other fixtures and fittings. It will make moving in easier.

    All the best for the funeral. Having caught covid at the funeral I went to - I'd recommend wearing a mask - I planned to but didn't and regretted it.

    Glad you can work from home at least one of the days next week and that you have clawed back an hour off your commute and things are settling down for you again.
    Thank you  :) I will take a mask but the protection to me is minimal and I doubt others will be wearing one...
    I am so pleased about the white goods especially.
    mark55man said:
    well done DIA - I really don't know where you find the time to be so awesome :sunglasses:

    I think you are doing the right thing with your work life balance - spend what it takes to survive the initial shock and then work out what you can do without once your feet have been found

    Dia, you are sounding really in the swim! Hope the funeral goes as well as it can; I agree with @savingholmes (when don't I?!) re wearing a mask.  Funerals seem to be a hot transmission opportunity.   Keep going; you're doing brilliantly love Humdinger xx 
    Thank you both  :)
    Sounds like things are picking up. Wfh definitely a good idea in this weather. 
    jwil said:
    All sounding good.  Hope the funeral goes as well as it can.
    Thank you both  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    • Eat the M0nz0 frog so I can organise my spends 
    • Chase labels for returns
    • Book tickets for travel next month
    I dealt with my weekend frogs except the M0nz0 frog. It seems to be a persistent frog! 

    I did other things not on the list
    • Left a message with the EA to check good/bad times to have the survey done
    • Left a message with surveyors
    • Got a date from a friend to come to a second viewing with me
    I'm off today and at work tomorrow but WFH

    I received the parcel labels and posted the parcels this morning. I shopped for veggies and water. Water has doubled in price if it is available at all. Profiteering...It was hot but bearable early this morning. 

    I was invited to a BBQ, a market, and also I was due to visit family this weekend. I didn't do any of that. I stayed cool and stayed home instead.

    The rest of the day I will be staying in!

    I hope you all stay cool  :)






    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • MovingForwards
    MovingForwards Posts: 17,158 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Grab a large cold drink and deal with that frog, he's getting fatter!

    Staying home is rewarding and allows a mental recharge. 

    Hope you stay cool today.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Does it have to be monzo? Most bank accounts have an option for organizing your money nowadays. 
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