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Comments
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redofromstart said:Both my boys have walking merrell Moab trainers and my old boots merrells too. Highly recommended for narrow ankles in my case. Currently on scarpas, expensive but effective.
Thank youWelshmansDaughter said:I have merrells but they’re the barefoot type dunno if that would suit. They are good quality
The type I have on order are the ones with a vibram sole. Supposed to be good for hiking/walking.
The person who can get them at their workplace with discount got £50 off. So, I am very thankful. I hope they suit once I begin wearing them (they were fine in the shop but the test everyday use) I will pick them up later in the week
I've been very MSE as I immediately put the £50 in savings so now I have a little buffer zone of £100 that will stop me dipping into my main savings in an emergency.
I have exercised my upper body with weights today, just one set. I exercised my feet and ankles and did a set of bridges for my back.
I called the EA. No one answered. I left a message to ask for an update on the house as it has been a week since they said they would come back to me!
Getting ready for the NT visit with friend. I'm packing some food. She will pack wine
Hope everyone has had a good start to their week.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Just to add don't expect a fast response where the charity is involved. Added to this they may ask for a further valuation from another party.
Honestly, I'll never will anything to charity.3 -
I've heard a few negative things about charities just lately. I can't believe how greedy they're being. You'd think the EA would want this house off their books as it's not exactly a good advert for them being on the market so long.
Enjoy the NT visit 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)3 -
Enjoy the NT visit.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Hope the footwear helps, I've also heard a lot of good things about them.
You've had good weather for a picnic at NT.Mortgage started 2020, aiming to clear 31/12/2029.3 -
Hope you had a nice NT trip"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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jwil said:Hope you had a nice NT trip
Thank youbeanielou said:Enjoy the NT visit. I had a lovely time at NT. It was like another world, so peaceful and beautiful. I left like an extra on a movie. My friend was very late, so I finished my book on a bench. When she came we had our picnic. I must do that sort of thing more often. A real stress-buster
Thank youpeb said:Just to add don't expect a fast response where the charity is involved. Added to this they may ask for a further valuation from another party.
Honestly, I'll never will anything to charity. Your comment helped me to realise all may not be lost. It is very frustrating. Nothing else is promising on the market so I will hold tight.
Thank youSun_Addict said:I've heard a few negative things about charities just lately. I can't believe how greedy they're being. You'd think the EA would want this house off their books as it's not exactly a good advert for them being on the market so long.
Enjoy the NT visit 🙂 I agree they do seem greedy and it isn't in anyones interest to have it sitting on their books unsold!
The NT visit was wonderful. I don't have access to a garden and it reminded me how much I miss having a garden. Not that any garden I might have would be on that scale!
Thank youMovingForwards said:Hope the footwear helps, I've also heard a lot of good things about them.
You've had good weather for a picnic at NT. Weather was great for the NT
Footwear should arrive later in the week.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Glad the NT property offered a reset. Have you got anything planned for the long weekend?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
Thank yousavingholmes said:Glad the NT property offered a reset. Have you got anything planned for the long weekend? It was a reset and on the last day before a few rainy days. No big plans for the BH weekend. Today I went to a lovely park and caught up with a friend. I am exploring visiting a steam room over the next few days and I would like to buy some eyeshadow. Those are my plans if you can call them plans.
Re the house. I called the EA on Thursday. Was told they had left a VM for the vendors and would call back on Friday before the end of the day. No call back. sigh. I've seen another house that is a maybe...lovely area, lovely views but it is really a family house and more house than I need. The other plus is it is opposite a beautiful park with a really nice cafe in it. The area is safe. The garden is too big. I also dislike the idea of maintaining it and cleaning it. But, it is in budget...and I need somewhere to live?
MSE doing well as there is now 200 in the buffer account. This was started last month after I dipped into my savings. I am going to try to get this up to 1000 and use it as an emergency fund
Hope everyone is well and enjoying the BH
Off to catch up diariesIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
If it ticks all the boxes especially location you should viewdoingitanyway said:
Thank yousavingholmes said:Glad the NT property offered a reset. Have you got anything planned for the long weekend? It was a reset and on the last day before a few rainy days. No big plans for the BH weekend. Today I went to a lovely park and caught up with a friend. I am exploring visiting a steam room over the next few days and I would like to buy some eyeshadow. Those are my plans if you can call them plans.
Re the house. I called the EA on Thursday. Was told they had left a VM for the vendors and would call back on Friday before the end of the day. No call back. sigh. I've seen another house that is a maybe...lovely area, lovely views but it is really a family house and more house than I need. The other plus is it is opposite a beautiful park with a really nice cafe in it. The area is safe. It is opposite a really cool cafe. The garden is too big. I also dislike the idea of maintaining it and cleaning it. But, it is in budget...and I need somewhere to live?
MSE doing well as there is now 200 in the buffer account. This was started last month after I dipped into my savings. I am going to try to get this up to 1000 and use it as an emergency fund
Hope everyone is well and enjoying the BH
Off to catch up diaries
It may not seem too big in person and photos can be very deceptive
Also bigger can sometimes be easier to clean (as daft as it sounds)
Bigger can mean more rooms for hobbies etc
Easier to sell on should you ever need or want toMFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0006
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