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In the Meantime

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  • Great news DIA . Great start to the year 😼
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Really pleased for you.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,975 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congrats on getting the club!  it sounds fantastic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Today a relative came to pick up some things he wanted. The rooms are becoming bare. There is something sad about someone's possessions being removed.  The cooker has been turned off, the fridge has gone and this time next week I will be gone.  It feels strange... 

    I'm using up cupboard contents so eating odd food combinations. I found a jar of artichokes. I had forgotten how nice they are.  Until I go it will be picnic type food. I'm quite enjoying it.

    Ive stopped living on chocolate and crisps. Stopped wanting them. Back to wanting vegetables. 

    I felt a great relief after eating the financial frog but I won't sit on my laurels (what are laurels? off to look up after this post...) I need to eat another financial frog in February and there is a HMRC one that needs gobbling up next week.

    Tomorrow I need to return the boots and buy some decent tea. I have 2 calls with friends booked. 

    I have decided not to start the annual membership until I am back from the cottage. I will start it for 2 days after my return so I get straight on with working.

    I hope everyone is okay today.




    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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