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2022 - Moving forward

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  • jwil
    jwil Posts: 22,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's far easier to eat less of better quality chocolate I've found. I quite often just have a single square of a high cocoa percentage dark chocolate whereas as soon as milk chocolate is in the equation it's far easier to eat more - something to do with the melt-point in the mouth I think. 
    I am definitely going to have to try this.  I have done periodically before, but never stuck to it.  
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
     Really don’t like dark chocolate, but could eat bucket loads of milk or white 😋
    The good quality ones are richer, but I also find it hard to kick the cheap stuff. If you find a way, do let me know 🍫
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • beanielou
    beanielou Posts: 95,677 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Still not seen these white smarties WW!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
     Really don’t like dark chocolate, but could eat bucket loads of milk or white 😋
    The good quality ones are richer, but I also find it hard to kick the cheap stuff. If you find a way, do let me know 🍫
    I will do!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £11
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £37
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,009 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    It is great you lost weight. Celebrate each step you take to better health  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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