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2022 - Moving forward

Comments

savingholmes Posts: 29,001 Forumite

2 January 2023 at 2:08PM

Fantastic amount decluttered - well done. Congrats too on starting off your PADs with a bang.

Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/25
1
jwil Posts: 22,144 Forumite

2 January 2023 at 5:36PM

savingholmes said:

Fantastic amount decluttered - well done. Congrats too on starting off your PADs with a bang.

Thank you

"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee

1
jwil Posts: 22,144 Forumite

2 January 2023 at 7:17PM

I've started a new diary for this year, I hope you'll pop over and say hi
https://forums.moneysavingexpert.com/discussion/6414527/small-steps-lead-to-big-changes/p1?new=1

"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee

1
beanielou Posts: 95,870 Ambassador

2 January 2023 at 9:05PM

Hope the bulky things go quickly x

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
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