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2022 - Moving forward

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  • jwil
    jwil Posts: 21,918 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £92
    October - £87
    November - £80
    December - £59
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,918 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Christmas Eve everyone!

    DH has ventured to the supermarket, me and the kids are chilling.  We will go and see some relatives this morning, and then that will be us until Boxing Day.  We have BIL coming tomorrow.  I'm happy that I'm done now apart from just the kitchen and the bathroom.  I'll prep as much as I can today for Christmas Dinner as well.  We'll have takeaway tonight so no cooking needed there.

    In case I don't get on again, hope everyone has a lovely, restful Christmas.  🎄🎄🎄🎄🎁🎁🎁🎁🥳🥳🥳🥳
    "If you can dream it, you can do it". Walt Disney
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    savingholmes said:
    @WinterWarrior I am the same with the oven. I do have some black sheets at the bottom that can be taken out and washed.

    Good luck with the oven clean Jwil. Hope you all recover soon.
    I also have the black sheets, they help a lot 😁
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Happy Christmas jwil. I hope you and the family have a wonderful time xx
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • ladyholly
    ladyholly Posts: 3,929 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy Christmas and have a great time.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you are having fun in the Jwil house. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • NeverendingDMP
    NeverendingDMP Posts: 2,200 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Hope you have been having a lovely Christmas break x
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • beanielou
    beanielou Posts: 95,520 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you have had a good time x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • BalanceBy50
    BalanceBy50 Posts: 485 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Hope you had a lovely Christmas & that everyone is feeling much better xx
  • jwil
    jwil Posts: 21,918 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you everyone :)  We had a nice Christmas and I have a nice pile of books to work my way through :grin:

    DH is back to work today, and I'm having a quiet one as I'm all peopled out so looking forward to a bit of peace.  Today I will try and make a start on finding a home for all the gifts as well and organising all the goodies we were given too.  The kids are engrossed in their gifts so not bothered.

    I have continued PADding so need to update my totals.  I've cashed out from a survey site, so sent that over this morning.  
    "If you can dream it, you can do it". Walt Disney
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