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2022 - Moving forward

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  • jwil
    jwil Posts: 21,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £92
    October - £87
    November - £80
    December - £48
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was up half the night with little jwil who had a croupy cough so feeling it today!  We'll be having another quiet day today.  I was hoping to do some sorting and organising, so will see how it goes.

    I've resubscribed to Disney +, the kids can take advantage of it during the holidays (and me!) and then I'll cancel again next month.
    "If you can dream it, you can do it". Walt Disney
  • beanielou
    beanielou Posts: 95,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope Master Jwil is on the mend soon ❤️‍🩹
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Hope Master Jwil is on the mend soon ❤️‍🩹
    Thank you :)  He's fine in himself, still coughing a lot though.  Hoping for a better night tonight!
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I did make a start on trying to get stuff back in place following the electrical work.  Little jwil's new bed means it's harder to get everything back in but I've shuffled around a bit.  It will be easier when they are in their own rooms.

    Still lots to do. A friend is popping round tomorrow which will be lovely, but I'm still stressed about everything not being put back, so it's making me tetchy (along with the lack of sleep!)

    Hoping I can stay awake for the final of troubled blood tonight.  It's my favourite Strike book, and the series has been good so far :)
    "If you can dream it, you can do it". Walt Disney
  • beanielou
    beanielou Posts: 95,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    THe Strike series has been fab.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope your little one recovers quickly
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    THe Strike series has been fab.
    Its brilliant isn't it :)  So well done.

    Hope your little one recovers quickly
    Thank you :)  Much better night thankfully.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £3

    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £92
    October - £87
    November - £80
    December - £51
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A much better night means we are all in a better frame of mind today thankfully!

    I'm just tidying around ahead of our friends coming.  Also trying to gather up as much recycling as possible to make sure it's gone ahead of Christmas.  Makes it easier for the collectors after Christmas when they are overwhelmed with it all.

    Once our visitors have gone, I'll try and carry on with the tidying/sorting.

    Have a good day everyone :)
    "If you can dream it, you can do it". Walt Disney
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