📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2022 - Moving forward

Options
1179180182184185192

Comments

  • jwil
    jwil Posts: 21,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yay to time off and winning the raffle. Hope you manage to get everything done today. 
    I went for frozen turkey crown this year as dh working all Xmas and in-laws/parents not at ours so am thinking pizza and nuggets. Will check if that's defo what the kids want.
    I always find that hard if I order online. Never know how big a roast I've ordered when prices change or something has an offer on.
    Something to do with being at school when they swapped to metric so learning half of each 
    Thank you :)  Managed to finish all the wrapping so that's good!  Definitely hard to know weights when ordering online.  It's just hard to visualise the size isn't it.

    @CRANKY40 Adore the phrase house troll - I'd adopt it but would be worried about being beaten up ;)

    Hope carol service went well.
    Thank you :)  I didn't know any of the songs, and it was more of a nativity type performance (little jwil was very secretive!!)  But it was nice.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well a good start to the holidays, I quickly listed little jwil's old bed this afternoon, and it's sold and been collected already.  They also took the mattress which I hadn't listed so another thing gone too :)  I wasn't actually expecting it to sell!

    All the busy stuff is done now, so I can hopefully chill now!
    "If you can dream it, you can do it". Walt Disney
  • beanielou
    beanielou Posts: 95,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That was quick  :)

    Time to chill indeed  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    That was quick  :)

    Time to chill indeed  :)
    It was quick! I wasn't expecting it to sell at all.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £92
    October - £87
    November - £80
    December - £39
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've redone my financial spreadsheet for the new year.  Looking at my mortgage target spreadsheet, where I've calculated what my balance needs to be every day, I'm £89 over where I need to be to pay my mortgage off at the end of the 10 year fix.  That's brilliant news and leaves me a bit of a buffer for when I'm skint.

    Today I plan on catching up with the washing, cleaning and tidying through and just chilling.  Looking forward to the weather getting milder again!
    "If you can dream it, you can do it". Walt Disney
  • beanielou
    beanielou Posts: 95,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow, that's fantastic news  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teapot2
    teapot2 Posts: 3,533 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 17 December 2022 at 6:37PM
    Well done re the mortgage, enjoy the chilling 😀
  • jwil
    jwil Posts: 21,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Wow, that's fantastic news  :)
    teapot2 said:
    Well done re the mortgage, enjoy the chilling 😀
    Thank you both :)  Just got to keep it up now. A lot can change in 9 years!

    I did enjoy chilling with a book and hot water bottle this afternoon.  I may have rested my eyes slightly too :D 
    "If you can dream it, you can do it". Walt Disney
  • jwil said:
    I've redone my financial spreadsheet for the new year.  Looking at my mortgage target spreadsheet, where I've calculated what my balance needs to be every day, I'm £89 over where I need to be to pay my mortgage off at the end of the 10 year fix.  That's brilliant news and leaves me a bit of a buffer for when I'm skint.

    Today I plan on catching up with the washing, cleaning and tidying through and just chilling.  Looking forward to the weather getting milder again!
    That's good news about the overpayments. Especially as any increased ones now are more beneficial with regards to interest further down the line.  Bet you are so relieved you got the fix. And nicely timed too it's paid off by the end. We have 14.5.years left on mortgage and hopefully 5 or 6 years left on debts. Nice to see an end in sight isn't it
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.