2022 - Moving forward

jwil

ladyholly said:

Its so difficult for working parents to be there for all their children events at Christmas. You have my sympathy as I have been there but only had one child. There seems to be no consideration that most mothers work these days and find it difficult to get time off. My bugbear was always the short notice I got.

Thank you.  Short notice is definitely a bugbear of mine too!

savingholmes said:

I always struggled juggling everything too. Good you were able to adapt Jwil. 

Hope the electrician finishes soon - good that the kids rooms are done - does that mean you can finish decorating in there (inbetween obviously sweeping the yard and whistling dixie  )?

Thank you.  Yes, we are hoping to get the rooms decorated at some point!

jwil

Hey everyone,

I haven't posted for ages.  Things have been so hectic, I've been unwell with tonsilitis and generally just feeling run down.  We're having a quiet weekend though, and just one more week until 2 weeks off.  I can't wait!

The electrician has finished this week hurrah, and I've paid the bill.  Hopefully we can get some more done next year.  We're hoping to decorate the two rooms now, though we can't carpet one room until we have the downstairs below it done, so that will probably be the next job.

I've continued PADding , and so need to catch up on all the financials too.  It will be good to know where I am a bit more with everything.  The back pay from the payrise means I haven't totally decimated my savings which is good.

Another default has fallen off my credit report, just one left to go in January now!

We've just found a second hand bed frame for little jwil online, and I've ordered a new mattress for him as well which should come today.  That means he can finally get his new bed which he's been waiting for for ages. Little miss has a fixed bed frame in her new room so we don't need to buy her one, and we already have the mattress so that's good.  It will probably be after Christmas before they get into their new rooms, but I think they'll like being together still over Christmas.

I'm pretty much done with Christmas shopping, and have started on the wrapping so I'm pretty organised.  Everything that needs posting has been posted.  

It's cold and we have a light dusting of snow this morning.  Not too much, and the kids went out early to have a little play.

Hope everyone is well

jwil

November update:

Debts:
1. £3,580/£3507
2. £4,654/£4570

Total: £8,234/£8077

Mortgage - £100,977.96/ £96,785.52

Savings:
LISA: £1234.20
Premium bonds £1000
Emergency fund: £46.84
Cash Buffer: £60
House improvement fund: £0

jwil

Declutter update:

856-857. Books
858. Watch
859. Shower puff
860. Makeup brushes
861. Labels
862. Envelopes
863-864. DVDs
865-871. Medicine spoons
872-875. Syringes
876. Pen
877. Table
878-880.  Coats
881. Soft toy
882.  Pen

Declutter totals: 

Magazines/papers: 208

Ebay parcels: 286

Other: 882

Total: 1376

Ebay listings: 197

Survey/other earnings:

Amazon: £65

Paypal/cash: £370.70

Other vouchers:£40

jwil

Today's PAD - £2, 

Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £92
October - £87
November - £80
December - £20

beanielou

Amazing on all fronts 

Sarahwithlove

Hope you are feeling better now, there is a lot going around at the moment. Be good for the kids to have their own rooms as they get older. Well done on the PADs, i've started doing them myself now seeing everyone else's success with them. 

savingholmes

Exciting the last default is almost gone. 

Well done on the house progress and decluttering too. 

Hope you feel better soon.

jwil

beanielou said:

Amazing on all fronts 

Thank you

Sarahwithlove said:

Hope you are feeling better now, there is a lot going around at the moment. Be good for the kids to have their own rooms as they get older. Well done on the PADs, i've started doing them myself now seeing everyone else's success with them. 

Thank you   Yes, although the kids generally get on well, you can see that little jwil in particular is starting to want his own space.  Good luck with the PADs.  It's amazing how it adds up.

savingholmes said:

Exciting the last default is almost gone. 

Well done on the house progress and decluttering too. 

Hope you feel better soon.

Thank you   It's very exciting about the last default.

jwil

Today's PAD - £2, 

Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £92
October - £87
November - £80
December - £22