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2022 - Moving forward
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Hope you feel better soon. Some nasty viruses circulating.
Well done on the PADsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank you, it seems to be improving thankfully!savingholmes said:Hope you feel better soon. Some nasty viruses circulating.
Well done on the PADs
"If you can dream it, you can do it". Walt Disney2 -
Today's PAD - £2, yesterday £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £92
October - £87
November - £42
"If you can dream it, you can do it". Walt Disney2 -
I've had confirmation from the electrician so I've withdrawn my PBs 😭 Hopefully I'll be able to build them back up again.
It's very exciting though, a bit overwhelming as to how to move everything around so he's got the access he needs. I'll be making a start on that on Friday.
Just the thought that we might finally be able to decorate some rooms will be amazing. Little jwil the other day asked why we need so many sockets in the room. Then he suddenly realised that he'll be able to have an easier life and will be able to have things like a bedside lamp rather than a torch or the big light, and when he gets older he'll be able to work at a laptop etc. He gets it now.
I've made a good start on my Xmas shopping. Not too much more to get now so I'm pleased about that. I will go to the farm shop and order our turkey joint at some point.
I'm prepped for little miss's birthday as well. Just need to book the bowling that she wants to do.
I'm feeling organised, which is good. I still want to have eveything completed by the end of this month.
I have a few listings to do for DH, and a pile of stuff to go to charity so I must try and get rid of that before next week. Every little helps! School have asked for teddy donations for the school fete so I'm trying to persuade little miss to get rid of a few.
Hope everyone is well
"If you can dream it, you can do it". Walt Disney2 -
Exciting times ahead
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Today's PAD - £2,
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £92
October - £87
November - £44
"If you can dream it, you can do it". Walt Disney2 -
Sounds lovely that you are finally making the house more your own and safer too thanks to clearing stuff out that was no longer needed.
Well done on the PADsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank you. I really hope we can make progress.savingholmes said:Sounds lovely that you are finally making the house more your own and safer too thanks to clearing stuff out that was no longer needed.
Well done on the PADs"If you can dream it, you can do it". Walt Disney1 -
Today's PAD - £2,
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £115
September - £92
October - £87
November - £46
"If you can dream it, you can do it". Walt Disney1
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