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2022 - Moving forward
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well done for putting the request in - fingers crossed it's agreed!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Thank you everyone
No news yet, hopefully my line manager will give me a hint on Monday when we have our catch up.
This week has been so hectic. But it's over now and I think I've got a quieter one next week. I've got an eye test tomorrow and will need to get new glasses as I broke my current ones. They are several years old, so have lasted well.
I had to travel today for work and was driving along when a flock of ducks/geese flew out in front of me. I was admiring the view, then one of them pooped and it has absolutely splattered all over my car, windscreen, bonnet, roof, sides 😖😆😆 Not so keen on ducks now! It absolutely stank too! I might actually have to get off my !!!!!! and clean it too as there's no rain forecast for a few days
I've been loving the sun though, it's been glorious. I wish it wasn't getting cooler again."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Well you do seem to have all of your ducks in a row 🦆in terms of organising etc . Maybe that was a reminder of how well you’re doing …😼4
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Hopefully that is a good sign.Have a good weekend.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
another_casualty said:Well you do seem to have all of your ducks in a row 🦆in terms of organising etc . Maybe that was a reminder of how well you’re doing …😼 You make me laugh! Thank you
Thank you, you toobeanielou said:Hopefully that is a good sign.Have a good weekend. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I'm going in for my eye test this morning, and will have a mooch around town at the same time. I'm going to try and find some trainers. The ones I bought before are ok, but just not comfortable enough for lots of walking.
We've sold an item overnight, so something else to go
Another lovely sunny day ahead Have a good day everyone. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
You know what they say…where there’s muck, there’s money!Happy weekend ⭐️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p15 -
Good luck finding trainers and glasses you are happy withAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
Hope your eye test goes well
Hope you find trainers too.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Well I hope I win the lottery this weekend, as I've definitely got no money leftWinterWarrior said:You know what they say…where there’s muck, there’s money!Happy weekend ⭐️
savingholmes said:Good luck finding trainers and glasses you are happy withbeanielou said:Hope your eye test goes well
Hope you find trainers too.
Thank you both I have got a couple of pairs of trainers, get me! Only £25 for both though. I shall see how I get on with them.
Eye test done and I'm now £305 lighter 😱😱😭😭🤓 I had to transfer more money into my account before I could pay
My prescription has changed slightly, not much, and that was for two pairs of glasses. One was coated to help with night driving, but the other was half price. One expensive pair and one reasonable pair. I have one for the car and one at home, as I don't wear them all the time."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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