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2022 - Moving forward
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This has nothing to do with recent posts but have it in my head that you were the person that loved Malory Towers books. If so, I have just noticed that BBC2 have a series based on the books. It has 2 episodes on Saturday mornings,7.05-8.05am and 8.05-8.30am. If it wasn't you, many apologies for hijacking your thread.3
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Great news on the compressed hours.
Good news on BT.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Ditto. Have fun. Offset the £30 off your glasses bill so it feels less painfulbeanielou said:Great news on the compressed hours.
Good news on BT.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Well done on the lottery win and great that your work has agreed to the compressed hours xx4
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Oh fantastic on the compared hours - it’ll make such a quality of life difference!I’ve got to get my eye test and new glasses sorted - I think varifocals are in my future so lord alone knows how much THAT bill will end up at! 😱🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Thank youSunshine_girl2 said:Well done on your 4 day week, you will enjoy it, plus a great deal with BT.
I can't wait! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Ooh, I do love Malory Towers, thank you very much! I shall hunt that downPollie said:This has nothing to do with recent posts but have it in my head that you were the person that loved Malory Towers books. If so, I have just noticed that BBC2 have a series based on the books. It has 2 episodes on Saturday mornings,7.05-8.05am and 8.05-8.30am. If it wasn't you, many apologies for hijacking your thread.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
beanielou said:Great news on the compressed hours.
Good news on BT.savingholmes said:
Ditto. Have fun. Offset the £30 off your glasses bill so it feels less painfulbeanielou said:Great news on the compressed hours.
Good news on BT.
Thank you everyonepennywisepoundstupid said:Well done on the lottery win and great that your work has agreed to the compressed hours xx I'm so pleased! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Thank youEssexHebridean said:Oh fantastic on the compared hours - it’ll make such a quality of life difference!I’ve got to get my eye test and new glasses sorted - I think varifocals are in my future so lord alone knows how much THAT bill will end up at! 😱 I really think it will make a difference.
Ouch to varifocals, I agree, a terrifying bill!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
March update:
Debts:
1. £3,580/£3563
2. £4,654/£4634
Total: £8,234/£8197
Mortgage - £100,977.96/ £99,052.93
Savings:
LISA: £925
Premium bonds £600
Emergency fund: £63.84
Cash Buffer: £160
House improvement fund: £10"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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