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2022 - Moving forward
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I'm so glad it's the weekend. I did manage to complete everything I needed to (including my appraisal 😖😖) so at least I don't have anything hanging over me this weekend. After I get home after swimming etc tomorrow, I plan on just sitting with a book!
I'm reading Jane Eyre, it's the first time I've read it since we were forced to at school, and I didn't like it then. I'm really enjoying it now though and can't remember it!
I've paid another £5 to the mortgage today and cashed out from PA so another to go tomorrow. Hurrah!
Hope everyone is well"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Grazing ? 🐄 I'm losing touch with all this new terminology .Carbs are very hard to reduce , let alone cut out . Bread is a main villain unfortunately 🥖
At least you're conscious , and learning more and being proactive .I'll leave it there ...😼4 -
another_casualty said:Grazing ? 🐄 I'm losing touch with all this new terminology .Carbs are very hard to reduce , let alone cut out . Bread is a main villain unfortunately 🥖
At least you're conscious , and learning more and being proactive .I'll leave it there ...😼
Bread is a struggle for me too - though more realistically hot cross buns!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
DO NOT feel bad.
Don't graze~~eeeek.
I graze a LOT too.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I graze too - trying to eat more fruit rather than chocolate but the latter still creeps in.
Asper girls by Rudi Simone was a life changing read for me -helping me identify my symptoms and my DD's and then go for assessment
I am an Aspie girl - https://www.amazon.co.uk/gp/product/184905634X/ is a good read for little ones.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
beanielou said:DO NOT feel bad.
Don't graze~~eeeek.
I graze a LOT too.
The grazing thing is terrifying! I do just constantly snack rather than eat big meals. She said it means your body is just constantly producing insulin so permanently in fat storage mode.savingholmes said:I graze too - trying to eat more fruit rather than chocolate but the latter still creeps in.
Asper girls by Rudi Simone was a life changing read for me -helping me identify my symptoms and my DD's and then go for assessment
I am an Aspie girl - https://www.amazon.co.uk/gp/product/184905634X/ is a good read for little ones.
Thank you. I looked at that book yesterday but wasn't sure as I know they don't diagnose Asperger's any more. I might get it though as it looks good for little miss. I did order this yesterday so will see how it is - as much to help me understand as much as anything else. 'The Spectrum Girl's survival guide https://smile.amazon.co.uk/dp/B07ZDNKSQR/ref=dp_kinw_strp_1. I'm going to read and learn as much as I can."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I’m a grazer too…a steady stream of bad stuff (good stuff) is so much nicer than boring meals 😖 I once successfully broke it by just having a cup of tea each time I went foraging, but I haven’t been that good for a long time….Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14 -
WinterWarrior said:I’m a grazer too…a steady stream of bad stuff (good stuff) is so much nicer than boring meals 😖 I once successfully broke it by just having a cup of tea each time I went foraging, but I haven’t been that good for a long time…."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7
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A quiet day today. I have done 24 listings, so fingers crossed for some sales.
I've been trying to not snack between meals and haven't done too badly so that's an improvement for me.
I finished the book I bought on autism, and am totally confused. Little miss has some traits, but also does not have many. I have some traits, but would definitely class myself as neurotypical and mine are a sign of my introvertism. What is poor social skills and emotional literacy and what is ASD? I think part of the problem is I don't see her in the area where she's probably struggling most - at school. If the teachers are suggesting she is struggling, then I need to follow their lead. I definitely need to read more widely on the subject. There were lots of resources in the book I can look at.
I finally got round to watching Don't look up last night. I really enjoyed it, but it is so depressing that this is just happening now relating to climate change."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Sounds like you're off to a good start regarding the food.There are times it'll be a struggle , but it may well be worth checking alternative versions of one or two items you may have trouble reducing / stopping. The main downside is that the alternatives like gluten free bread / organic food for example are more expensive .
I'll leave it there ..😼5
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