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2022 - Moving forward

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  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you had a positive time in Cornwall. Hope next week goes well despite being so busy.
    Thank you :)

    beanielou said:
    A break sounds just what you needed.
    Hope your week goes well.
    Thank you :) 

    Cornwall sounds great. Glad you had a good time. I like collecting sea glass like your DD

    Thank you.  It was strangely addictive!

    Glad you had a nice time in Cornwall ..
    Sometimes I give up with pillows . I have to keep remembering to shake them around as it can be annoying when the pillows are like pancakes. 🥞
    Hope the week goes well ...
    Thank you.  There's nothing worse than a flat pillow!

    ladyholly said:
    I have a memory foam pillow that someone gave me years ago and although it is getting a bit flat now I love it. I put another ordinary but thin pillow under it and it is great.
    I had a shaped memory foam pillow and it was great.  I've now got one with memory foam 'chips' and it's also really good.  You can remove them to get the level of pillow that you like.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    2 weeks off sounds like a dream currently. Can't want for my new holiday year to start in April!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    2 weeks off sounds like a dream currently. Can't want for my new holiday year to start in April!
    It really does!  Although I've realised there are some critical deadlines so I'm probably going to have to log in for meetings, but hopefully it's only one or two.  I should have looked before booking!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope the pre diabetes thingy is ok.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope your medical appointments / training goes well and little Miss's support meeting.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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