We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2022 - Moving forward
Options
Comments
-
Love your style with the F&F ! 😸 You know how to handle them .
It's funny regarding these offers ; I found that a couple cave in or agree, and there is always one that is "No! "At least you started the ball rolling with the diabetic situation etc. You'll know more when you turn up . 🤞it all goes well
I'll leave it there ..😼3 -
I would definitely get little miss assessed if offered. I really regret my own family's late diagnosis... as it caused unnecessary stress and worry - and our self-esteem and access to support has improved post diagnosis. Feel free to PM me.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Mmmm.
If you think it may help then go for it.
At the end of the day the label matters not a jot, the help & support offered does.
Bright & happy is great.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
another_casualty said:Love your style with the F&F ! 😸 You know how to handle them .
It's funny regarding these offers ; I found that a couple cave in or agree, and there is always one that is "No! "At least you started the ball rolling with the diabetic situation etc. You'll know more when you turn up . 🤞it all goes well
I'll leave it there ..😼savingholmes said:I would definitely get little miss assessed if offered. I really regret my own family's late diagnosis... as it caused unnecessary stress and worry - and our self-esteem and access to support has improved post diagnosis. Feel free to PM me.beanielou said:Mmmm.
If you think it may help then go for it.
At the end of the day the label matters not a jot, the help & support offered does.
Bright & happy is great.
Thank you everyone, I really appreciate it"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I like your style with the over-asking creditor too! at least you are approaching themIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
I feel totally drained today. All the meetings are over now though thankfully. My pre-diabetes appointment was ok today. It was certainly more useful than yesterday! All about making small changes. I did get something from it.
I'm really hoping for a quiet weekend this weekend."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Hope you get a quiet weekend.
Next year they will want your knicker size
Two most important changes to make?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
My DS is autistic and has thrived with the right support - without the ‘label’ we’d have struggled to get it. He tells everyone he has ASD - he’s not ashamed of it . I’m a trustee of an autism charity so feel free to pm me if you need anything xxSealed pot challenge 822
Jan - £176.66 :j3 -
beanielou said:Hope you get a quiet weekend.
Next year they will want your knicker size
Two most important changes to make?
Maybe I'll save them the trouble of asking and send them a pair
Two things that struck me was - reduce carbs (not stop eating them), particularly at breakfast, and the other was don't graze.
Try and leave a good gap between meals. That is my big one - I constantly graze. I've been making the effort today to eat more at meal times and not snack so much in between."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
dawnybabes said:My DS is autistic and has thrived with the right support - without the ‘label’ we’d have struggled to get it. He tells everyone he has ASD - he’s not ashamed of it . I’m a trustee of an autism charity so feel free to pm me if you need anything xx
However, I read through the paperwork last night and have been mulling over, and I recognise so many of the coping mechanisms, and the little things that little miss does, I have told the teacher I'd like to go for the assessment. Now I've read it I feel a bit bad that I've missed the signs.
If you can point me in the direction of any good reading material I'd be so grateful. It's clearly time for me to learn more about it."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards