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2022 - Moving forward
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I dislike milk too, and if I eat cereal, have it with yoghurt. I don't drink hot drinks at all. I'm more fussy with drinks than I am with food. I drink water 90% of the time with the occasional 7up or coke, or orange juice. I very very rarely drink alcohol but if I do it's vodka based, no wine, beer, cider, other spirits etc.
I only have two 'textural' issues with foods - bananas and eggs. I dislike the taste and texture of bananas so never eat them. I used to be almost phobic about eggs, but have largely got over that. If I do eat eggs they need to be rubber - I can't stand a hint of runny yolk or white."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
I've sold something on ebay today so that's a nice surprise. Something I was contemplating reducing but hadn't got round to so even better.
I was so glad I didn't have to travel with all that rain today, I don't like motorway driving in the rain.
I'm contemplating putting in for compressed hours at work - so do my full time work over 4 days instead of 5. I'm trying to think through the pros and cons.
Pros -- a day off in the week - time to myself and also a clear house to be able to do housework/hobbies.
- One day a week guaranteed with the kids when they are on school holidays
- Still getting full pay and pension
- I could probably do 2 days at home and 2 in the office, so no extra childcare needed.
- Better work/home life balance.
- If work agreed and I wanted to change back again if it didn't work out, they'd let me.
Cons -- 2 very long days in the office would be needed if I wanted to keep the two days at home from not being too long
- Those 4 days would be tiring and busy, but I would have 4 days of busyness rather than 5.
- I wouldn't build up as much flexi as it wouldn't be easy to do additional hours, but I'd have the extra day each week anyway.
- Hassle if the kids were ill or I needed to collect them from school - though I could work from home and now have childcare help as well.
Am I missing anything else? I've spoken to DH and as usual he's just told me to do what I think is best 🙄. There's no guarantee that work would agree, but I don't see any reason why not. I worked compressed hours before, but it was just 4.5 days rather than 4. I stopped as I didn't really gain from the half day. I prefer longer days rather than shorter days as I can get stuck into things. It would be 2 days in the office rather than 1, but I think I'd need to do that to get the hours in and avoid getting distracted when the kids come home.
I probably won't do anything for a while, I want to mull it over a bit."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
All the people who I know who do compressed hours love them.
Go for it is my vote.
As you say if it does not work out then you can revertI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
@jwil my son and I both have sensory eating issues. I don't like wet food and he has similar to you. Bananas make him gag and he won't eat eggs because "they look wrong". He's never had a fizzy drink - he drinks water. He has dyscalculia and we're both hypermobile. When I was in junior school I was bullied for using long words (I read a lot). We work with coping strategies when we can. Discussing a situation and working out what might happendoes help. High school was easier for me as that's where I met my best friend and she just punched anyone who upset me....8
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beanielou said:All the people who I know who do compressed hours love them.
Go for it is my vote.
As you say if it does not work out then you can revertI love the idea but wonder if I'm being blinded by the thought of a day off. It's good to know that you know people doing it and enjoying it
CRANKY40 said:@jwil my son and I both have sensory eating issues. I don't like wet food and he has similar to you. Bananas make him gag and he won't eat eggs because "they look wrong". He's never had a fizzy drink - he drinks water. He has dyscalculia and we're both hypermobile. When I was in junior school I was bullied for using long words (I read a lot). We work with coping strategies when we can. Discussing a situation and working out what might happendoes help. High school was easier for me as that's where I met my best friend and she just punched anyone who upset me...."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
jwil said:I've sold something on ebay today so that's a nice surprise. Something I was contemplating reducing but hadn't got round to so even better.
I was so glad I didn't have to travel with all that rain today, I don't like motorway driving in the rain.
I'm contemplating putting in for compressed hours at work - so do my full time work over 4 days instead of 5. I'm trying to think through the pros and cons.
Pros -- a day off in the week - time to myself and also a clear house to be able to do housework/hobbies.
- One day a week guaranteed with the kids when they are on school holidays
- Still getting full pay and pension
- I could probably do 2 days at home and 2 in the office, so no extra childcare needed.
- Better work/home life balance.
- If work agreed and I wanted to change back again if it didn't work out, they'd let me.
Cons -- 2 very long days in the office would be needed if I wanted to keep the two days at home from not being too long
- Those 4 days would be tiring and busy, but I would have 4 days of busyness rather than 5.
- I wouldn't build up as much flexi as it wouldn't be easy to do additional hours, but I'd have the extra day each week anyway.
- Hassle if the kids were ill or I needed to collect them from school - though I could work from home and now have childcare help as well.
Am I missing anything else? I've spoken to DH and as usual he's just told me to do what I think is best 🙄. There's no guarantee that work would agree, but I don't see any reason why not. I worked compressed hours before, but it was just 4.5 days rather than 4. I stopped as I didn't really gain from the half day. I prefer longer days rather than shorter days as I can get stuck into things. It would be 2 days in the office rather than 1, but I think I'd need to do that to get the hours in and avoid getting distracted when the kids come home.
I probably won't do anything for a while, I want to mull it over a bit.I am going part time in June but still doing 2 9 hour days . Your pros and cons list is very good .Life is an adventure, never stop exploring.7 -
If you are considering compressed hours - while it is tempting to pick a Monday or Friday as a day off - you may benefit more from a mid week day off.
I've sent you a PM Jwil about autistic traits in girls - which are different to those of boys. I found it really helpful.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
Joining in on the compressed hours, I did 7.15 to 5, I'm an early riser so it worked. However I really was shattered by Friday and it meant Friday night was a right off. I had a relatively easy drive in but using the park and ride meant less buses so traffic was bad it was easy to be late. I went home in rush hour traffic. I preferred this so I could swim on the way home which I'd have struggled with if I finished later. I did it so as to look after my mum one day a week and give my dad a day off so my none working day was tiring which didn't help.5
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Forgot to ask a strange question regarding cereal 🥣
I had decided a couple of weeks ago to get special k ( no milk ) . I noticed it looks different since I was a kid . It tastes sweeter for some reason and looks darker . Maybe it's just me.
I do porridge with water ( minimal ) with honey now and again ,and have thought about the dried cereal approach just for a change .Anyway , as you were ...😼5 -
another_casualty said:Thanks @EssexHebridean😼
we're not too unsimilar regarding milk / cereals / texture etc
In my most horrendous situation in infants school , " dinner ladies" forced me to have salads with mash which was hard and wasn't cooked properly etc 🤮.
The good news is that they are probably dead now . Some of the salad had caterpillar type things in them . I can still remember me sitting in the back of the classroom with other pupils in the infant school , and I saw my mum in the distance with her hands around 5he head priests throat. He had a reputation as being too strict . She never knew it was the " dinner ladies " that were causing me to bite my nails and fingers till there was swelling and green puss building up 🤮. Everything stopped after that , and I never had school dinners in that school again .I still detest spring onions , salad and most veg to this day .
Enough of that , I'm gonna have some green &blacks 🍫 😼
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