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2022 - Moving forward
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jwil said:We've had a couple more sales, so I've sent that to the mortgage along with some cashback I redeemed as well.
Does anyone do I-say surveys? They've been terrible for me since the website changed, I just get screened out all the time. I'm tempted to ditch them once I get to redemption, but I used to get 1-2 amazon vouchers a month from them, so it's such a shame.
Have a good day everyone5 -
pennywisepoundstupid said:jwil said:We've had a couple more sales, so I've sent that to the mortgage along with some cashback I redeemed as well.
Does anyone do I-say surveys? They've been terrible for me since the website changed, I just get screened out all the time. I'm tempted to ditch them once I get to redemption, but I used to get 1-2 amazon vouchers a month from them, so it's such a shame.
Have a good day everyone"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Hope everyone is well
We've just come back from a lovely weekend in Cornwall! It was a beautiful day yesterday which was lovely. Colder today and grey but it stayed dry. It's nice to be away from everything and just chill. I did have to go and buy some pillows though - our caravan only had one (flat) pillow per bed and no spares! I didn't bother asking for some more as we need some at home anyway. What nonsense is that though! I felt like my head was lower than my body! I like thick pillows and the kids do too. DH is the only strange one that likes a flat pillow and even he said it was lower than he liked
Other than that, a frugal weekend largely. Visiting beaches and nice little fishing villages and caves. Little miss has developed a love for hunting for sea glass and has brought a little pile home that she wants to make artwork from.
DH's car played up coming home, but he switched it off and switched it on again and it was fineIt was a bit nerve wracking though as it went into limp mode on the dual carriageway. He thinks it's a fuel injector issue, but equally it might be all the crud from the bottom of the tank as we had to drive home nearly empty as we couldn't get diesel in a couple of places we'd tried.
Another couple of items sold recently as well, so stuff is still trickling out. I've been sending the money to the mortgage.
This week is going to be a bit of a nightmare, I have an initial call and then my first workshop for the pre-diabetes stuff, I have a special parents evening for little miss, and an evening meeting. Plus I have a week with loads of meetings booked as well which is always annoying as it's so hard to achieve anything. However, DH is back to work, and the kids will be at school so at least I won't have all the background noise at home."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
Glad you had a positive time in Cornwall. Hope next week goes well despite being so busy.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
A break sounds just what you needed.
Hope your week goes well.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Cornwall sounds great. Glad you had a good time. I like collecting sea glass like your DD
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Glad you had a nice time in Cornwall ..Sometimes I give up with pillows . I have to keep remembering to shake them around as it can be annoying when the pillows are like pancakes. 🥞
Hope the week goes well ...4 -
another_casualty said:Glad you had a nice time in Cornwall ..Sometimes I give up with pillows . I have to keep remembering to shake them around as it can be annoying when the pillows are like pancakes. 🥞
Hope the week goes well ...3 -
I have a memory foam pillow that someone gave me years ago and although it is getting a bit flat now I love it. I put another ordinary but thin pillow under it and it is great.
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Humdinger1 said:another_casualty said:Glad you had a nice time in Cornwall ..Sometimes I give up with pillows . I have to keep remembering to shake them around as it can be annoying when the pillows are like pancakes. 🥞
Hope the week goes well ...3
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