Chase UK discussion

emmajones1976

Not on mine yet, but nobody is going to care about an account with no overdraft facility even if they eventually do.

jay1804

orange-juice said:

Hi, does opening up one of these accounts leave a mark on your credit file? I noticed they don't offer an overdraft so my hunch is no, but i would rather be safe as I'm thinking if getting a mortgage sometime next year.

Not at the moment although that could change, they just do AML checks (soft search)

orange-juice

Just had a look and it seems like the app isn't compatible with my Moto g6 on Android 9🤷.

Oh well, nevermind.

Thank you both anyway.

Gary1963

Now able to use with Google pay. 

northwalesd

Gary1963 said:

Now able to use with Google pay. 

Thanks for the heads up

emmajones1976

Gary1963 said:

Now able to use with Google pay. 

They kept that quiet. Cheers.

Lith

Debit card arrived very snazzy one

Can't find an option to set up standing orders on the app though.

emmajones1976

Lith said:

Debit card arrived very snazzy one

Can't find an option to set up standing orders on the app though.

Thats because you cant, you will just have to send money manually every day/week/month.

Daliah

You can do SOs

pokora

felicityBD15 said:

I opened this account for my day-to-day spending only, as the 1% cash back didn’t seem like something to sniff at. Annoyingly though, it turns out my place of employment (a University) is considered to “offer services” rather than “goods”. 

So, it seems that any money I spend on coffee, or lunch, or in the bar(!) at work, is *not* eligible for cash back. Obv not the end of the world, but frustrating to be told that me buying coffee at work is not considered everyday spending but is instead receiving a service. Ha!

Would they apply the same with pubs and restaurants ?