Chase UK discussion

Thrugelmir

cx6 said:

A friend of mine is visiting USA this week and plans to use a Chase ATM - anything I should ask them to look out for?

Muggers. 

gozaimasu

cx6 said:

Just to confirm no fees using card in USA Chase ATM

The 2 Dec rate was 1GBP = 1.3243 USD

Can only Chase ATMs be used to withdraw cash in US? What about countries without Chase ATMs - would have assumed you can withdraw from any ATM.

cx6

i would assume so too, but cannot report on the fees charged for doing so.

wiseonesomeofthetime

It appears that Chase UK will pay Standing Orders at weekends and do not defer them to the next working day.

Useful to know.

Now, if they just did direct debits!

LondonSouth556

I also had opportunity to test the Chase UK card within a US branch of Chase. From what I could tell, the ATM treats the card as any other non Chase US card. When you put the card in, a menu is shown "Checking" "Saving" "Credit" all of which of 000 account numbers. I selected "checking" as that is what the Americans call a current account as far as I know. I was able to get a balance but not much else. I assume cash can be withdrawn but did not try this.

Interestingly however, I did enter my pin wrong, at which point Chase UK text me at once to say a wrong pin had been entered at a Chase branch and it then gave the address. So perhaps the systems are connected somewhere?  

gozaimasu

cx6 said:

i would assume so too, but cannot report on the fees charged for doing so.

Yes but...isn't the whole point of the Chase UK debit card that you get fee free cash withdrawals abroad?

MDMD

scoot65 said:

Daliah said:

you can produce them as and  if you need them for a time period that suits you, and you can optionally have them electronically certified by Starling

How does a customer request Starling to electronically certify a statement? 

https://help.starlingbank.com/personal/topics/account-management/i-need-a-certified-statement-do-you-supply-these/

Daliah

gozaimasu said:

cx6 said:

i would assume so too, but cannot report on the fees charged for doing so.

Yes but...isn't the whole point of the Chase UK debit card that you get fee free cash withdrawals abroad?

It might be if you are travelling a lot and withdrawing cash a lot when you are abroad. I have long stopped using lots of cash, whether at home or abroad. I can't think of many reasons why anyone would use lots of cash these days, particularly in Covid times,  and the few reasons I can think of are all transactions I am not engaging in. I do appreciate though that for some these are essential ......

For me, the whole point about Chase UK is the 1% cashback I can get atm on most purchases I make. It remains to be seen whether they will still offer me anything special at the end of my 12 months cashback period.

gozaimasu

Daliah said:

 I can't think of many reasons why anyone would use lots of cash these days, particularly in Covid times,  and the few reasons I can think of are all transactions I am not engaging in. I do appreciate though that for some these are essential ......

When I was in US, paying for things on my card where a tip was required didn't work well with the American system. I didn't take any cash with me. Got some appalling looks and friend with cash stepped in. Next time I go abroad I'd want to be able to withdraw just a small amount of fee-free cash using either Chase, Starling or whatever else.

[Deleted User]

gozaimasu said:

Daliah said:

 I can't think of many reasons why anyone would use lots of cash these days, particularly in Covid times,  and the few reasons I can think of are all transactions I am not engaging in. I do appreciate though that for some these are essential ......

When I was in US, paying for things on my card where a tip was required didn't work well with the American system. I didn't take any cash with me. Got some appalling looks and friend with cash stepped in. Next time I go abroad I'd want to be able to withdraw just a small amount of fee-free cash using either Chase, Starling or whatever else.

Colsten isn't a really US person. Whilst there, I'm happy to use my card for most payments but some cash is useful for tipping (which is expected in many situations). Also useful for instances where you aren't comfortable/ it's inappropriate to use you card.