New Nationwide Switch - both new and existing?

Sensory

Ed-1 said:

Sensory said:

Tractorman123 said:

Hi, I'm in the middle of switching both my sole Tesco Accounts into my Nationwide sole Flex-Direct and my joint Flex-Direct for the switching offer, they should be completed by tue & wed.

My wife will switch one of her Bank of Scotland sole accounts into her sole Flex-Direct, netting us the 3x £125 offers, (doing 2x sole to sole and one sole to joint).

Now, can I switch our joint Royal Bank of Scotland package account into a new Flex-plus package account for a switch offer, ie Joint to Joint?? (This will be the "first joint" account switching to them as in clause 4 of the terms)


(Sorry if its been asked before or its blatantly obvious that it can't be done!!)

According to clause 4, sole-to-sole + sole-to-joint would not both qualify, as both accounts being switched are sole accounts, and only one sole account qualifies. Nevertheless, others have benefited from this setup, implying that Nationwide's algorithm only recognises the switched-into account. As you already switched into both a sole and a joint account (with an unspecified person), it is unlikely you would also benefit from a joint-to-joint switch.

It's impossible for Nationwide to tell whether the switched from account is sole or joint if you're switching into a joint. It asks whether the additional account holder has a debit card when you request the switch so both account holders are on the switch request to the old bank. But that doesn't matter as the old bank only has to see one of them match to approve the switch.

Does it ask whether the additional account holder has a debit card even if there is no additional account holder? I do not remember the specifics of the application.

Ed-1

Sensory said:

Ed-1 said:

Sensory said:

Tractorman123 said:

Hi, I'm in the middle of switching both my sole Tesco Accounts into my Nationwide sole Flex-Direct and my joint Flex-Direct for the switching offer, they should be completed by tue & wed.

My wife will switch one of her Bank of Scotland sole accounts into her sole Flex-Direct, netting us the 3x £125 offers, (doing 2x sole to sole and one sole to joint).

Now, can I switch our joint Royal Bank of Scotland package account into a new Flex-plus package account for a switch offer, ie Joint to Joint?? (This will be the "first joint" account switching to them as in clause 4 of the terms)


(Sorry if its been asked before or its blatantly obvious that it can't be done!!)

According to clause 4, sole-to-sole + sole-to-joint would not both qualify, as both accounts being switched are sole accounts, and only one sole account qualifies. Nevertheless, others have benefited from this setup, implying that Nationwide's algorithm only recognises the switched-into account. As you already switched into both a sole and a joint account (with an unspecified person), it is unlikely you would also benefit from a joint-to-joint switch.

It's impossible for Nationwide to tell whether the switched from account is sole or joint if you're switching into a joint. It asks whether the additional account holder has a debit card when you request the switch so both account holders are on the switch request to the old bank. But that doesn't matter as the old bank only has to see one of them match to approve the switch.

Does it ask whether the additional account holder has a debit card even if there is no additional account holder? I do not remember the specifics of the application.

If there is no additional account holder then the account is a sole.

Sensory

Ed-1 said:

Sensory said:

Ed-1 said:

Sensory said:

Tractorman123 said:

Hi, I'm in the middle of switching both my sole Tesco Accounts into my Nationwide sole Flex-Direct and my joint Flex-Direct for the switching offer, they should be completed by tue & wed.

My wife will switch one of her Bank of Scotland sole accounts into her sole Flex-Direct, netting us the 3x £125 offers, (doing 2x sole to sole and one sole to joint).

Now, can I switch our joint Royal Bank of Scotland package account into a new Flex-plus package account for a switch offer, ie Joint to Joint?? (This will be the "first joint" account switching to them as in clause 4 of the terms)


(Sorry if its been asked before or its blatantly obvious that it can't be done!!)

According to clause 4, sole-to-sole + sole-to-joint would not both qualify, as both accounts being switched are sole accounts, and only one sole account qualifies. Nevertheless, others have benefited from this setup, implying that Nationwide's algorithm only recognises the switched-into account. As you already switched into both a sole and a joint account (with an unspecified person), it is unlikely you would also benefit from a joint-to-joint switch.

It's impossible for Nationwide to tell whether the switched from account is sole or joint if you're switching into a joint. It asks whether the additional account holder has a debit card when you request the switch so both account holders are on the switch request to the old bank. But that doesn't matter as the old bank only has to see one of them match to approve the switch.

Does it ask whether the additional account holder has a debit card even if there is no additional account holder? I do not remember the specifics of the application.

If there is no additional account holder then the account is a sole.

Then Nationwide would be able to tell it's a sole account being switched and not a joint?

Ed-1

Sensory said:

Ed-1 said:

Sensory said:

Ed-1 said:

Sensory said:

Tractorman123 said:

Hi, I'm in the middle of switching both my sole Tesco Accounts into my Nationwide sole Flex-Direct and my joint Flex-Direct for the switching offer, they should be completed by tue & wed.

My wife will switch one of her Bank of Scotland sole accounts into her sole Flex-Direct, netting us the 3x £125 offers, (doing 2x sole to sole and one sole to joint).

Now, can I switch our joint Royal Bank of Scotland package account into a new Flex-plus package account for a switch offer, ie Joint to Joint?? (This will be the "first joint" account switching to them as in clause 4 of the terms)


(Sorry if its been asked before or its blatantly obvious that it can't be done!!)

According to clause 4, sole-to-sole + sole-to-joint would not both qualify, as both accounts being switched are sole accounts, and only one sole account qualifies. Nevertheless, others have benefited from this setup, implying that Nationwide's algorithm only recognises the switched-into account. As you already switched into both a sole and a joint account (with an unspecified person), it is unlikely you would also benefit from a joint-to-joint switch.

It's impossible for Nationwide to tell whether the switched from account is sole or joint if you're switching into a joint. It asks whether the additional account holder has a debit card when you request the switch so both account holders are on the switch request to the old bank. But that doesn't matter as the old bank only has to see one of them match to approve the switch.

Does it ask whether the additional account holder has a debit card even if there is no additional account holder? I do not remember the specifics of the application.

If there is no additional account holder then the account is a sole.

Then Nationwide would be able to tell it's a sole account being switched and not a joint?

I'm talking about Nationwide accounts, not the accounts being switched.

Sensory

Ed-1 said:

Sensory said:

Ed-1 said:

Sensory said:

Ed-1 said:

Sensory said:

Tractorman123 said:

Hi, I'm in the middle of switching both my sole Tesco Accounts into my Nationwide sole Flex-Direct and my joint Flex-Direct for the switching offer, they should be completed by tue & wed.

My wife will switch one of her Bank of Scotland sole accounts into her sole Flex-Direct, netting us the 3x £125 offers, (doing 2x sole to sole and one sole to joint).

Now, can I switch our joint Royal Bank of Scotland package account into a new Flex-plus package account for a switch offer, ie Joint to Joint?? (This will be the "first joint" account switching to them as in clause 4 of the terms)


(Sorry if its been asked before or its blatantly obvious that it can't be done!!)

According to clause 4, sole-to-sole + sole-to-joint would not both qualify, as both accounts being switched are sole accounts, and only one sole account qualifies. Nevertheless, others have benefited from this setup, implying that Nationwide's algorithm only recognises the switched-into account. As you already switched into both a sole and a joint account (with an unspecified person), it is unlikely you would also benefit from a joint-to-joint switch.

It's impossible for Nationwide to tell whether the switched from account is sole or joint if you're switching into a joint. It asks whether the additional account holder has a debit card when you request the switch so both account holders are on the switch request to the old bank. But that doesn't matter as the old bank only has to see one of them match to approve the switch.

Does it ask whether the additional account holder has a debit card even if there is no additional account holder? I do not remember the specifics of the application.

If there is no additional account holder then the account is a sole.

Then Nationwide would be able to tell it's a sole account being switched and not a joint?

I'm talking about Nationwide accounts, not the accounts being switched.

The context of this conversation was about switching to joint accounts, specifically whether Nationwide could tell if the incoming account was either sole or joint.

If the application asks whether the additional account holder has a debit card, even if there is no additional account holder, and there is no other information regarding the additional account holder that is requested or provided, then yes, it is impossible for Nationwide to tell whether the incoming account was sole or joint. Clause 4 of the T&Cs is therefore inaccurate, and we can conclude that a joint-to-joint switch will not qualify for the bonus after a sole-to-joint switch has already occurred.

Ed-1

Sensory said:

Ed-1 said:

Sensory said:

Ed-1 said:

Sensory said:

Ed-1 said:

Sensory said:

Tractorman123 said:

Hi, I'm in the middle of switching both my sole Tesco Accounts into my Nationwide sole Flex-Direct and my joint Flex-Direct for the switching offer, they should be completed by tue & wed.

My wife will switch one of her Bank of Scotland sole accounts into her sole Flex-Direct, netting us the 3x £125 offers, (doing 2x sole to sole and one sole to joint).

Now, can I switch our joint Royal Bank of Scotland package account into a new Flex-plus package account for a switch offer, ie Joint to Joint?? (This will be the "first joint" account switching to them as in clause 4 of the terms)


(Sorry if its been asked before or its blatantly obvious that it can't be done!!)

According to clause 4, sole-to-sole + sole-to-joint would not both qualify, as both accounts being switched are sole accounts, and only one sole account qualifies. Nevertheless, others have benefited from this setup, implying that Nationwide's algorithm only recognises the switched-into account. As you already switched into both a sole and a joint account (with an unspecified person), it is unlikely you would also benefit from a joint-to-joint switch.

It's impossible for Nationwide to tell whether the switched from account is sole or joint if you're switching into a joint. It asks whether the additional account holder has a debit card when you request the switch so both account holders are on the switch request to the old bank. But that doesn't matter as the old bank only has to see one of them match to approve the switch.

Does it ask whether the additional account holder has a debit card even if there is no additional account holder? I do not remember the specifics of the application.

If there is no additional account holder then the account is a sole.

Then Nationwide would be able to tell it's a sole account being switched and not a joint?

I'm talking about Nationwide accounts, not the accounts being switched.

The context of this conversation was about switching to joint accounts, specifically whether Nationwide could tell if the incoming account was either sole or joint.

If the application asks whether the additional account holder has a debit card, even if there is no additional account holder, and there is no other information regarding the additional account holder that is requested or provided, then yes, it is impossible for Nationwide to tell whether the incoming account was sole or joint. Clause 4 of the T&Cs is therefore inaccurate, and we can conclude that a joint-to-joint switch will not qualify for the bonus after a sole-to-joint switch has already occurred.

Yes. A thought it was pretty obvious that those getting a bonus for switching sole-to-joint were qualifying under the 'first joint switch' rather than 'first sole switch' though.

Nationwide's terms should say you qualify for the first joint account you switch into rather than first joint account you switch to be more accurate.

Zanderman

[Deleted User] said:

Hi, my switch to Nwide FlexPlus happened on Friday. Do Nwide always pays the incentive next business day after the switch? 

That seems to have been the case, but you just need to wait a few hours and you'll find out first hand!

JKS$(

Zanderman said:

[Deleted User] said:

Hi, my switch to Nwide FlexPlus happened on Friday. Do Nwide always pays the incentive next business day after the switch? 

That seems to have been the case, but you just need to wait a few hours and you'll find out first hand!

My switch went through today, so I'll report back tomorrow 

How long has it taken people to receive their new debit cards? My first two cards issued seem to have gone astray (although whether the first card was actually dispatched isn't clear, but the second one was). 

explorerm

JKS$( said:

Zanderman said:

[Deleted User] said:

Hi, my switch to Nwide FlexPlus happened on Friday. Do Nwide always pays the incentive next business day after the switch? 

That seems to have been the case, but you just need to wait a few hours and you'll find out first hand!

My switch went through today, so I'll report back tomorrow 

How long has it taken people to receive their new debit cards? My first two cards issued seem to have gone astray (although whether the first card was actually dispatched isn't clear, but the second one was). 

My switch went through yesterday and I got the £125 today.

JKS$(

explorerm said:

JKS$( said:

Zanderman said:

[Deleted User] said:

Hi, my switch to Nwide FlexPlus happened on Friday. Do Nwide always pays the incentive next business day after the switch? 

That seems to have been the case, but you just need to wait a few hours and you'll find out first hand!

My switch went through today, so I'll report back tomorrow 

How long has it taken people to receive their new debit cards? My first two cards issued seem to have gone astray (although whether the first card was actually dispatched isn't clear, but the second one was). 

My switch went through yesterday and I got the £125 today.

My switch went through yesterday & the £125 went into my account today. Still no sign of my card, though.