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NST August 2021: Lights, Camera, Action!




NST August 2021: Lights, Camera, Action!
Welcome to another Ninja Saving Turtle challenge! We aim for health, wealth and a life well-lived, all whilst riding the EAC (East Australia Current – from Finding Nemo) and enjoying life.
Boiling water will soften a potato but harden an egg. You can’t control whether you are a potato or an egg, but you can decide to play a game where it’s better to be hard or soft. If you can find a more favourable environment, you can transform the situation from one where the odds are against you to one where they are most in your favour. James Clear – Atomic Habits
Ninjasavingkat said: “As we clear out debts, we clear our lives. Of things that tie us down, make us unhappy, look untidy, feel wrong and don't fit our lives any more. The idea of clearing our debts is to improve our life - right?!? Well we need to be healthy in order to enjoy this debt free life, don't we?”
Lights!
-get yourself outside as much as possible this month (if you can’t get outside, sit near a window and keep looking outside)
-light up other peoples’ lives – be kind, be complimentary, be generous
-light up your own life too – be kind, be complimentary and be generous to yourself. Do more of what makes you happy.
-make your own life lighter: what (who?!?!) can you dispose of to reduce the strains and stresses?
Camera!
-‘the camera never lies’ is itself a lie! What with photoshop and filters (and all sorts of technological wizardry that is beyond my ken), nothing online can be trusted to be what it purports to be. So don’t believe it. Don’t be comparing yourself to what others put out there. Be true to yourself.
-take time to look at things and see them anew. Find the beauty.
-make memories
-last month mothernerd talked about looking at the next 6 months, where we want to be and setting goals. It is now 5 months to the end of the year, so have a look at your goals and take some baby steps towards achieving them.
Action!
-get moving! Be it yoga, belly down burpees (my fave as you get a chance for a little rest at the bottom!), walking, stretching.
-take action on your debts/savings. Check over your financial plan – does it need any tweaking? Can you bump it up a gear?
-inaction is also a goal – take time to simply sit and be. Use all your senses.
-eat well to fuel the body you want
Some rules:
-this challenge runs for the whole month of August
-make a budget and stick to it. If you overspend in some areas, look at why that happened. Plan Plan Plan. Look at the month ahead and be prepared for what is coming your way. Do you need to get more cat/dog food…? Prep now so you don't have to use your credit card or panic. Preparation is the key to success. Plan your outings – remember: no cafes / restaurants / work canteens / no vending machines or corner cafes… Take food and drinks everywhere with you.
-aim for 15-18 NSDs (you keep an NSD for direct debits/standing orders, fuel, medical needs, travel, odds and sods payments that are irregular (but set the money aside at the start of the month), buying only ys/reduced items and nowt else)
-try to drop in every day and tell us 3+ gratitudes for the day. We love to share in victories whether large or small, cheer each other on, and support each other in tough times. No turtle (and their loved ones) is ever left behind.
Who is with me?
Comments
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Saved for turtle groupies:1 apple_muncher2 Kerry_Woman3 GeorgianaCavendish4 mothernerd5 Toni'sfriend6 Calling147 f0xh0les8 misstara9 Buffythedebtslayer10 DrCarrie11 ldee211112 lcc8613 Deni_debt_free_dreamer14 shabbychic1215 Thrifty_Taylor16 greent17 ditty1234NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!3
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Can you please add me to the list. Thanks.Frugal Living Challenge 2025 Mortgage free as of 1st August 20133
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Yes please!4
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Me please apple.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage3
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Me please, Apple.Have adventures. laugh a lot and always be kind.4
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Me riding the EAC pretty please apple - perhaps I need a swimsuit that fits first oops x
LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/224 -
Nah! Swimsuits are optional for Turtles - the shell covers the essentials - please add me to the list,although I fear I might be a soft boiled Turtlato
Can't really do worse than last month can I?
4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******4 -
Yes please apple - haven't really joined in for a few months now and need to get my motivation back on track!Mortgage 26.4.25 - £108,500 1.7.25 - £106,653.66
Mortgage overpayment savings - £33.53/£50
Mortgage overpayments so far - £612.994 -
Me, I am with you please XXNevertheless she persisted.3
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3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£03
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