We really can't afford the house we want/need will things get better for us or just forget it?

MaryNB

mrsmortgage said:

moneysavinghero said:

If all you need is another 30k-50k to make the move happen, and you come from a reasonably well off family, could you not ask your parents to lend you 50k (plead to your mother that you really dont want to have to sell uncles house as you know how much it means to her)?.

originally my dear mother said she'd me £100k so problem solved! We had the house, and enough left in case of emergencies but she changed her mind. Which adds to the frustration as we've seen what that money could afford. But it is what it is so I'm trying to move on from that.  

If she's got that kind of money and loves that flat so much surely she should buy it from you. It's unfair of her to dictate what you do with your property. 

mrsmortgage

MaryNB said:

If she's got that kind of money and loves that flat so much surely she should buy it from you. It's unfair of her to dictate what you do with your property. 

It could be many things, but she was  by my uncle's deathbed, to me it's a moral thing. Before I got divorced I had a few arguments with her about me not being able to sell that flat, surprise, surprise, I ended up getting divorce and half of that flat would have gone to my ex husband (if I had sold it and bought something here) , so to me is now almost like an insurance policy. 

gozaimasu

So, you go get that £75k job and bring back the money to get the mortgage for the place you want to be able to afford in your current area. Temporary "holiday mother" while you go get the money required to make that become possible.

boxer234

I’m really confused so you have a three bed where they have to share but a four bed the rooms would be to small.  I shared as a youngster and would have preferred a shoe box as opposed to sharing.  I was 14 when I got my own room.  

OP I can’t afford what I want either short of a massive crash I’m opting for compromise and saving every penny.  

mrsmortgage

boxer234 said:

I’m really confused so you have a three bed where they have to share but a four bed the rooms would be to small.  I shared as a youngster and would have preferred a shoe box as opposed to sharing.  I was 14 when I got my own room.  

OP I can’t afford what I want either short of a massive crash I’m opting for compromise and saving every penny.  

As ironic and contradictory as that sounds it's actually the truth! Floorspace wise, it seems like our current "bedroom space" in terms of sqm is a bout the same of any of the 4 beds we've seen. Actually a  4 bed new build was actually smaller whe you added it all up!. 

We've thought of reshuffling upstairs but we've had to move the staircase and I really don't know how doable is that. 

boxer234

mrsmortgage said:

boxer234 said:

I’m really confused so you have a three bed where they have to share but a four bed the rooms would be to small.  I shared as a youngster and would have preferred a shoe box as opposed to sharing.  I was 14 when I got my own room.  

OP I can’t afford what I want either short of a massive crash I’m opting for compromise and saving every penny.  

As ironic and contradictory as that sounds it's actually the truth! Floorspace wise, it seems like our current "bedroom space" in terms of sqm is a bout the same of any of the 4 beds we've seen. Actually a  4 bed new build was actually smaller whe you added it all up!. 

We've thought of reshuffling upstairs but we've had to move the staircase and I really don't know how doable is that. 

As someone who shared for years I would have preferred my own space.    I’m surprised your daughter would prefer to share.  

Ultimately you can only buy what you can afford house prices are crazy at the moment.  

mrsmortgage

boxer234 said:

As someone who shared for years I would have preferred my own space.    I’m surprised your daughter would prefer to share.  

Ultimately you can only buy what you can afford house prices are crazy at the moment.  

My daughter wants her own room, but for that we'd require a 5 bedroom house. 

jazzyja

mrsmortgage said:

We currently have a three bedroom end of terrace with no possibilities to extend.
We are a family of six, girls (10-11 who currently share), one 14yo boy and a 20mo boy.
In an ideal world obviously I want a 5 bedroom house,but that's way beyond what we can afford. Currently with a budget of £380k we have been able to find 4 bedroom houses, but ultimately all 4 bedrooms are significantly smaller than our current bedrooms, which is why as much as the baby would get his own room, the girls would end up with a substantially smaller living space. My daughter in particular has a massive issue about this.
So what it looks like to make (or keep the quality of life of most of the children), we're looking for the boys to share somehow until we can miraculously afford that extra room (while keeping the size of our current rooms) with the £380k that we have at our disposal. 

Aren't kids strange.
My 13 year old daughter absolutely hates her big bedroom (currently renting and her bedroom is huge). House I've bought her room is significantly smaller....she actually said "cannot wait to have a smaller room".....they alwaysssss want the opposite to what they have/can have. That's just kids!

boxer234

mrsmortgage said:

boxer234 said:

As someone who shared for years I would have preferred my own space.    I’m surprised your daughter would prefer to share.  

Ultimately you can only buy what you can afford house prices are crazy at the moment.  

My daughter wants her own room, but for that we'd require a 5 bedroom house. 

Right I’m with you but you can’t afford a 5 bed.  Maybe have a family meeting should we save like mad to get this ? No holidays or stay as we are.  

mrsmortgage

boxer234 said:

Right I’m with you but you can’t afford a 5 bed.  Maybe have a family meeting should we save like mad to get this ? No holidays or stay as we are.  

We've already had one! Our 13yo said that for him it was a no brainer, he'd rather go and experience an overseas holiday even if the price to pay was to stay in our house. He said that the main thing was that he was getting "older" and  a family holiday wouldn't be the same for him later in life.