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NatWest Mortgage Timescale 2021
Comments
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Woo hoo - fantastic news! 😁jord411 said:
Hiya.vi009na said:Hey @jord411
Any update on your application? House valuation done already, right?I’ve literally just got my mortgage offer emailed 🎉
I’m so happy 😊
The valuation was done on Monday and NatWest let me broker know yesterday that they had received it , so was pulling my hair out waiting to find out if everything was okay.A massive weight has been lifted .0 -
Thanks . I’m so happy it’s all sorted 🥳WorriedKirkels said:
Woo hoo - fantastic news! 😁jord411 said:
Hiya.vi009na said:Hey @jord411
Any update on your application? House valuation done already, right?I’ve literally just got my mortgage offer emailed 🎉
I’m so happy 😊
The valuation was done on Monday and NatWest let me broker know yesterday that they had received it , so was pulling my hair out waiting to find out if everything was okay.A massive weight has been lifted .
1 -
Congratulations @jord411jord411 said:
Hiya.vi009na said:Hey @jord411
Any update on your application? House valuation done already, right?I’ve literally just got my mortgage offer emailed 🎉
I’m so happy 😊
The valuation was done on Monday and NatWest let me broker know yesterday that they had received it , so was pulling my hair out waiting to find out if everything was okay.A massive weight has been lifted .
Now welcome to next phase
0 -
There is no next stage for me as we are just remortgaging with additional borrowing.vi009na said:
Congratulations @jord411jord411 said:
Hiya.vi009na said:Hey @jord411
Any update on your application? House valuation done already, right?I’ve literally just got my mortgage offer emailed 🎉
I’m so happy 😊
The valuation was done on Monday and NatWest let me broker know yesterday that they had received it , so was pulling my hair out waiting to find out if everything was okay.A massive weight has been lifted .
Now welcome to next phase 0 -
We just received our Natwest mortgage offer (woohoo!), so the full timeline:TDPIX said:
Wed 4th August - hard credit check carried out as per Equifax (we went via a broker)TDPIX said:4th August - application submitted
Fri 6th August - our broker asked us a question that NatWest sent himTue 10th August - eSure contacted the EA to book in a valuation (we don't know the date this will be done yet)
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Just wanted to provide an update. Things seem fairly quick so far. We're 40% LTV and affordability etc is fine, but it's interesting they're still doing a physical valuation. I guess that is just NatWest's process now.- Wed 4th August - application submitted via broker
- Wed 4th August - hard credit check done by Equifax
- Fri 6th August - our broker asked us a question that Natwest sent him
- Tue 10th August - eSure contacted the EA to book in a valuation (we don't know the date this will be done yet)
- Fri 13th August - physical valuation carried out
- Tue 17th August - mortgage offer received
0 -
11/8: MA appointment direct with NatWest passed affordability & credit checks
12/8: Application submitted by MA
13/8: Hard search on credit file
16/8: Answered query from underwriter via MA
17/8: Valuation booked for 31/8 😩
Confirmed mortgage agreed subject to valuation
Just waiting now……19/7: Sale property on market
24-25/7: 22 viewings on sale property
24/7: Viewed purchase, probate awaited, no chain
27/7: Offer accepted on sale (above asking price) FTBs
28/7: Asking price offer placed on purchase
29/7: Offer accepted on purchase
11/8: Mortgage appointment with natwest
12/8: Mortgage application submitted
13/8: Valuation done on sale
13/8: Valuation on purchase booked for 31/8
16/8: Sale valued at offer price
18/8: Valuer for sale turned up early, valued at offer price
19/8: Mortgage offer received
26/8: Full structural survey done on sale property. Informed probate granted.
3/9: Survey report received, some untoward findings
8/9: Second viewing, decision to reduce offer
10/9: Reduced offer submitted following building quote
11/9: Transfer form & contract signed for sale
13/9: Sale searches back
14/9: Reduced offer accepted
16/9: Mortgage appointment to amend application
17/9: All searches back on purchase
18/9: Contract & transfer form
signed on purchase
20/9: Amended mortgage offer received
21/9: Mortgage redemption requested
22/9: Draft completion statements received
24/9: Exchanged contracts
30/9: Proposed completion1 -
The wait can be a killer but they are really quick once the valuation has been done . You should hear within 2 working days once this is done .scottie21 said:11/8: MA appointment direct with NatWest passed affordability & credit checks
12/8: Application submitted by MA
13/8: Hard search on credit file
16/8: Answered query from underwriter via MA
17/8: Valuation booked for 31/8 😩
Confirmed mortgage agreed subject to valuation
Just waiting now……I had to wait 3 weeks for my valuation .1 -
UPDATE:scottie21 said:11/8: MA appointment direct with NatWest passed affordability & credit checks
12/8: Application submitted by MA
13/8: Hard search on credit file
16/8: Answered query from underwriter via MA
17/8: Valuation booked for 31/8 😩
Confirmed mortgage agreed subject to valuation
Just waiting now……
11/8: MA appointment direct with NatWest passed affordability & credit checks
12/8: Application submitted by MA
13/8: Hard search on credit file
16/8: Answered query from underwriter via MA
17/8: Valuation booked for 31/8 😩
Confirmed mortgage agreed subject to
valuation
19/8: SURPRISE email to say we have been offered a mortgage!! Confirmed with EA surveyor turned up yesterday and did the valuation early as he was in the area. Valued at asking price which was what we had offered!! 🍾🎉🥳
Just waiting on structural survey (booked 26/8) and conveyancing now
Everything crossed for completion pre 30/8 to avoid SDLT 🤞🏼🤞🏼19/7: Sale property on market
24-25/7: 22 viewings on sale property
24/7: Viewed purchase, probate awaited, no chain
27/7: Offer accepted on sale (above asking price) FTBs
28/7: Asking price offer placed on purchase
29/7: Offer accepted on purchase
11/8: Mortgage appointment with natwest
12/8: Mortgage application submitted
13/8: Valuation done on sale
13/8: Valuation on purchase booked for 31/8
16/8: Sale valued at offer price
18/8: Valuer for sale turned up early, valued at offer price
19/8: Mortgage offer received
26/8: Full structural survey done on sale property. Informed probate granted.
3/9: Survey report received, some untoward findings
8/9: Second viewing, decision to reduce offer
10/9: Reduced offer submitted following building quote
11/9: Transfer form & contract signed for sale
13/9: Sale searches back
14/9: Reduced offer accepted
16/9: Mortgage appointment to amend application
17/9: All searches back on purchase
18/9: Contract & transfer form
signed on purchase
20/9: Amended mortgage offer received
21/9: Mortgage redemption requested
22/9: Draft completion statements received
24/9: Exchanged contracts
30/9: Proposed completion1 -
Fantastic news - congratulations 🥳scottie21 said:
UPDATE:scottie21 said:11/8: MA appointment direct with NatWest passed affordability & credit checks
12/8: Application submitted by MA
13/8: Hard search on credit file
16/8: Answered query from underwriter via MA
17/8: Valuation booked for 31/8 😩
Confirmed mortgage agreed subject to valuation
Just waiting now……
11/8: MA appointment direct with NatWest passed affordability & credit checks
12/8: Application submitted by MA
13/8: Hard search on credit file
16/8: Answered query from underwriter via MA
17/8: Valuation booked for 31/8 😩
Confirmed mortgage agreed subject to
valuation
19/8: SURPRISE email to say we have been offered a mortgage!! Confirmed with EA surveyor turned up yesterday and did the valuation early as he was in the area. Valued at asking price which was what we had offered!! 🍾🎉🥳
Just waiting on structural survey (booked 26/8) and conveyancing now
Everything crossed for completion pre 30/8 to avoid SDLT 🤞🏼🤞🏼0 -
Mortgage valuation day today! Please keep everything crossed.
I assume I'll hear Monday /Tuesday so will checking the portal thingy constantly.
1
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