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NatWest Mortgage Timescale 2021
LP_London
Posts: 43 Forumite
Hi All,
I am about to apply with NatWest next week, 85% LTV, Myself (Employed) and someone else (Self-Employed), this is for a residential home.
I am about to apply with NatWest next week, 85% LTV, Myself (Employed) and someone else (Self-Employed), this is for a residential home.
It would help if any of you can share your timelines here and your overall experience with NatWest.
Thank You
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Comments
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When you submit an application it is taking around 3-4 working days to assess, it may be slightly longer with the self employment but I think they have more or less caught up on that side now.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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I submitted on Monday. Valuation been booked for this coming Monday🤞0
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Wow they sound to act fairly quickly.Do they normally instruct for valuation whilst assessing the case OR do they assess first THEN instruct for valuation ?0
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Im not sure! I’ve gone direct and as ACG said it took about 3/4 working days, applied Monday, Valuation instructed on Friday. They’ve asked for a couple things; last payslip from old job to confirm continuous employment. I’m also only applying for 3x my salary so I don’t know if that helps?Maybe the rush of stamp duty over? I’ll keep you posted.0
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I’d appreciate that, thank you!Good luck with the application!1
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Wow that was quick! Huge congrats! I’ll see what happens tomorrow, may go with another lender as self employed applications is becoming a nightmare at the moment due to covid!Congrats once again!1
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Thought I’d join in!AIP done in December 2020
12/01- all documents/payslips provided to mortgage advisor.14/01 - full application submitted to NatWest.0 -
Application submitted on the 8th and offered this morning, 11 days/7 working days. They are pretty much back to the old Natwest now.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.2
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