NatWest Mortgage Timescale 2021

londonlydia

We're arranging our Natwest mortgage using L&C, and went through all the credit checks in a day: 
submitted docs: 19/1
submitted application: 20/1
Credit checks completed: 20/1
And had a phone call this morning (21/1) to say they have arranged the valuation for next week. Very impressed with L&C and Natwest right now.

chloeH95

chloeH95 said:

Thought I’d join in! 

AIP done in December 2020 
12/01- all documents/payslips provided to mortgage advisor. 

14/01 - full application submitted to NatWest. 

Mortgage advisor been in touch to say they have chased NatWest and we should hear back within 48 hours! Is it normal for them to chase when it’s only been a week since submitting the application? 

chloeH95

londonlydia said:

We're arranging our Natwest mortgage using L&C, and went through all the credit checks in a day: 
submitted docs: 19/1
submitted application: 20/1
Credit checks completed: 20/1
And had a phone call this morning (21/1) to say they have arranged the valuation for next week. Very impressed with L&C and Natwest right now.

That’s good! 

hopeitwill

Is 7 working days long from the full application to today without hearing back anything? We applied with a broker.

luckylucy85

I’m still waiting from NatWest and we applied before Christmas! Hoping to hear something tomorrow - Mortgage Advisor has chased but apparently they are experiencing backlog of applications? 

zemarcopolo

My application;
Submitted 19/12/2020 - FTB 90% LTV
Valuation 14/01/2021 - Passed
20/01/2021 - Natwest requested copy of passport for co-applicant. Submitted instantly. 
21/01/2021 - Offer received. 

Just under a month. With Christmas and New Year in between,  I am impressed!

LP_London

Hi Guys,
I ended up going with Barclays in the end as I managed to find a really good broker that audited my case, and had to change things up. Barclays offered within 2 working days, subject to valuation, so just waiting on the valuation to be booked and formal offer to be sent! 

Hopefully you all get good news from NatWest. 

zemarcopolo

LP_London said:

Hi Guys,
I ended up going with Barclays in the end as I managed to find a really good broker that audited my case, and had to change things up. Barclays offered within 2 working days, subject to valuation, so just waiting on the valuation to be booked and formal offer to be sent! 

Hopefully you all get good news from NatWest. 

Fingers crossed 🤞 

ACG

I had another go to offer yesterday, submitted on the 12th, offered on the 21st.
That included a 4 day hold up due to the estate agent needing to provide a letter to the lender for something. 

hopeitwill

I'm beginning to think 9 working days without any news other than document requests is a bit long.