NatWest Mortgage Timescale 2021

Fi__AM2

This is so helpful I've recently applied good credit etc.. 75%LTV
But I'm on maternity leave and my salary when I return to work in July will be a lot higher than before i went on Matleave.  I've supplied a letter from my employer and really hoping they accept this as the new build I'm buying from want missives concluded soon..

13.5  (pm) docs submitted to broker
14.5 guessing this will have been submitted today... Just waiting now 

onemoreguy

onemoreguy said:

Hi everyone,

• Method: Broker
• Submission date: 21/04/2021 T+0
• Further documentation requested (payslips): 30/04/2021 T+9
• Further documentation requested (IDs): 04/05/2021 T+13
• Valuation date instructed: 05/05/2021 T+14
• Valuation date instructed with estate agent: 06/05/2021 T+15
• Valuation date booking: 17/05/2021 T+26
• Valuation received: 17/05/2021 (evening) T+26
• Valuation is currently being assessed: 18/05/2021 T+27
• Completion: TBD 

Looking forward to hear about your updates

1. Method: Broker
2. Submission date: 21/04/2021 T+0
3. Further documentation requested (payslips): 30/04/2021 T+9
4. Further documentation requested (IDs): 04/05/2021 T+13
5. Valuation date instructed: 05/05/2021 T+14
6. Valuation date instructed with estate agent: 06/05/2021 T+15
7. Valuation date booking: 17/05/2021 T+26
8. Valuation received: 17/05/2021 (evening) T+26
9. Valuation is currently being assessed: 18/05/2021 T+27
10. Completion: TBD 

onemoreguy

1. Method: Broker
2. Submission date: 21/04/2021 T+0
3. Further documentation requested (payslips): 30/04/2021 T+9
4. Further documentation requested (IDs): 04/05/2021 T+13
5. Valuation date instructed: 05/05/2021 T+14
6. Valuation date instructed with estate agent: 06/05/2021 T+15
7. Valuation date booking: 17/05/2021 T+26
8. Valuation received: 17/05/2021 (evening) T+26 (They asked for further ID docs)
9. Valuation is currently being assessed: 18/05/2021 T+27
10. Offer Issued: 19/05/2021 T+28 (evening)   

RachP87

I had my offer letter through on Tuesday, I was very impressed with NatWest! I had originally applied through a broker to TSB, but 8 weeks in and TSB kept coming back requesting documents that I had already provided to my broker, I gave up and applied direct to NatWest.
10th May - Uploaded my documents on DigiDoc system
11th May - NatWest requested additional payslips (to calculate my overtime)
12th May - Survey instructed
14th May - survey report received
18th May - Mortgage offer received at lunchtime

so on the 6th Working day from submitting all of my documents - it took me a few days to gather all my documents as I was waiting for my new Bank Statement, but NatWest were a lot better than TSB (or maybe that was just my terrible mortgage advisor not passing the details on to them!)

Mahsroh

11th May - Submitted application (via a broker)
14th May - Had confirmation from the broker that the valuation had been done (at our purchase price). More info was requested same day which took a few days for us to gather as it involved letters from employers etc. 
18th May - additional requested info submitted

Now just a waiting game. Broker contacted us yesterday to say it would be a "few days" but we're really working on the basis of "any day now"! 

Mahsroh

Mahsroh said:

11th May - Submitted application (via a broker)
14th May - Had confirmation from the broker that the valuation had been done (at our purchase price). More info was requested same day which took a few days for us to gather as it involved letters from employers etc. 
18th May - additional requested info submitted

Now just a waiting game. Broker contacted us yesterday to say it would be a "few days" but we're really working on the basis of "any day now"! 

21st May - Offer Received!! 

Alba26

AiP done 17th May.  Full application submitted along with docs 18th May.  More information requested 21st May (additional 3 payslips).
Submitted an up to date Home Report with full application, so will NatWest still require to do their own valuation? 

Raneynickel4

Fi__AM2 said:

This is so helpful I've recently applied good credit etc.. 75%LTV
But I'm on maternity leave and my salary when I return to work in July will be a lot higher than before i went on Matleave.  I've supplied a letter from my employer and really hoping they accept this as the new build I'm buying from want missives concluded soon..

13.5  (pm) docs submitted to broker
14.5 guessing this will have been submitted today... Just waiting now 

That letter should be fine. I got promoted before I submitted my application and I used my new salary for the application even though the payslips showed my previous salary and they didn't even ask me for a letter to prove why my written salary is different to the payslip salary. 

Mahsroh

Fi__AM2 said:

This is so helpful I've recently applied good credit etc.. 75%LTV
But I'm on maternity leave and my salary when I return to work in July will be a lot higher than before i went on Matleave.  I've supplied a letter from my employer and really hoping they accept this as the new build I'm buying from want missives concluded soon..

13.5  (pm) docs submitted to broker
14.5 guessing this will have been submitted today... Just waiting now 

Sorry I missed this one...... my wife is also on Maternity. They wanted a letter from her employer and last 3 payslips prior to her starting maternity..... We got our offer 3 days after providing that info. 

Wes121708

We had our valuation booked for Tuesday and it still hasn't been logged on the tracker. Does anyone know how long it should take. That's all they're waiting for, it's so frustrating!