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NatWest Mortgage Timescale 2021

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16791112122

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  • Mortgage valuation including home buyers survey report confirmed as booked for 14 July and email confirmation received stating mortgage approved subject to a satisfactory valuation - here’s hoping we hear pretty quickly! 😬
  • So mortgage valuation yesterday and NatWest received the valuation the same day - received our mortgage offer today - so less than 24 hours!!!! Really impressed. Hope the rest of the process goes smoothly 😟 
  • vi009na
    vi009na Posts: 58 Forumite
    10 Posts Name Dropper
    So mortgage valuation yesterday and NatWest received the valuation the same day - received our mortgage offer today - so less than 24 hours!!!! Really impressed. Hope the rest of the process goes smoothly 😟 
    Congratulations. all the best for next steps.

    I applied for NatWest today after bad experience with HSBC who down valued property without physical inspection :) 
  • vi009na said:
    So mortgage valuation yesterday and NatWest received the valuation the same day - received our mortgage offer today - so less than 24 hours!!!! Really impressed. Hope the rest of the process goes smoothly 😟 
    Congratulations. all the best for next steps.

    I applied for NatWest today after bad experience with HSBC who down valued property without physical inspection :) 
    We were quite a complex case as my husband is self employed so thought it would be a painful process but NatWest have been very quick and the tracker app has been updated consistently throughout the application. It would have been quicker but we couldn’t book the survey before yesterday so no more than a week in total if you don’t count waiting for the valuation. Fingers crossed it goes great for you too x
  • vi009na
    vi009na Posts: 58 Forumite
    10 Posts Name Dropper
    edited 17 July 2021 at 12:13AM
    My application sent to NatWest today. Fingers crossed for positive feedback this time :smile:

  • Nina9013
    Nina9013 Posts: 7 Forumite
    Fourth Anniversary Combo Breaker First Post
    Just got our offer today! 

    Application went in at 4pm on Friday 25th June via broker after already having DIP (got DIP 3rd June, found property and offer accepted by 18th) hard search done the same day as application submitted. Valuation done 30th. I messaged for an update on 12th July to be told our documents submitted by broker had not uploaded properly and also that our solicitor had been removed from NatWest’s panel! Changed solicitor same day and broker resubmitted documents. Underwriter asked to know about a payment 13th. Offer received 16th. The relief! Good luck everyone.
  • Congratulations @Nina9013
  • jord411
    jord411 Posts: 33 Forumite
    10 Posts First Anniversary Name Dropper
    Hi All
    My application was submitted on 15th July via our broker .
    We are staying with NatWest but remortgaging and borrowing more so need a new valuation done .( plus changed mortgage brokers)

    15th July Hard search and affordability both completed

    17th July ID and money laundering completed. 

    18th  July more information required and uploaded .

    19th July at 2.30pm got a text to
    book my house validation.

    spoke to broker who said this is all positive as Natwest have instructed the valuation since going to the under writter.

    9th August - valuation to be completed . 3 week wait now.  😩 broker said not to worry . 
  • vi009na
    vi009na Posts: 58 Forumite
    10 Posts Name Dropper
    jord411 said:
    Hi All
    My application was submitted on 15th July via our broker .
    We are staying with NatWest but remortgaging and borrowing more so need a new valuation done .( plus changed mortgage brokers)

    15th July Hard search and affordability both completed

    17th July ID and money laundering completed. 

    18th  July more information required and uploaded .

    19th July at 2.30pm got a text to
    book my house validation.

    spoke to broker who said this is all positive as Natwest have instructed the valuation since going to the under writter.

    9th August - valuation to be completed . 3 week wait now.  😩 broker said not to worry . 
    Hey are you booking your own valuation? I thought its something bank books? Or your mortgage broker needs to book it for you? 
  • jord411
    jord411 Posts: 33 Forumite
    10 Posts First Anniversary Name Dropper
    vi009na said:
    jord411 said:
    Hi All
    My application was submitted on 15th July via our broker .
    We are staying with NatWest but remortgaging and borrowing more so need a new valuation done .( plus changed mortgage brokers)

    15th July Hard search and affordability both completed

    17th July ID and money laundering completed. 

    18th  July more information required and uploaded .

    19th July at 2.30pm got a text to
    book my house validation.

    spoke to broker who said this is all positive as Natwest have instructed the valuation since going to the under writter.

    9th August - valuation to be completed . 3 week wait now.  😩 broker said not to worry . 
    Hey are you booking your own valuation? I thought its something bank books? Or your mortgage broker needs to book it for you? 
    NatWest contacted Connells 
    and got this text from them yesterday.

    “Connells Survey and Valuation have been instructed to carry out an inspection on your property. To arrange please contact … “

    So I called and they booked me in for 9th August . 
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