NatWest Mortgage Timescale 2021

charlotteo1988

Quick question,

does anyone know if you get a email to confirm if the mortgage has been approved you get a email from natwest even if you’ve gone through a mortgage broker? 

I don’t remember getting a email from then before

vi009na

charlotteo1988 said:

Quick question,

does anyone know if you get a email to confirm if the mortgage has been approved you get a email from natwest even if you’ve gone through a mortgage broker? 

I don’t remember getting a email from then before

Hi, that's correct. You get email from NatWest post valuation. I got in Friday night around 10 pm. Habito confirmed next day. 😂

nicolanickynic

nicolanickynic said:

Hi all 

First time posting!!

I have been stalking this forum for months while embarking on my FTB journey and thought I would provide my timeline for people who may be over thinkers like myself!

FYI applied via a broker!

23/08/21 - AIP received (was told this would be a hard search, was actually soft!)
26/08/21 - Full application submitted
27/08/21 - Documentation submitted
01/09/21 - Agreed subject to valuation

My valuation is booked on the 8th, so if all goes well, hoping to receive an offer soon after.

Those still waiting, find something to distract yourself. As smooth as  my process has been (so far), I have been at breaking point!!! xx

Valuation completed yesterday 8th. Tracker updated to confirm it was received at about 18:30. 9:55 this morning tracker ticked to say valuation assessment has been completed. 12:30 today email from NatWest to say mortgage approved!!!

Amazing service from them, everything very quick and simple. 9 working days from application to approved! 
No questions or queries from Natwest. I'll credit my broker for that bit!!

Really happy xx

hannah4768

Hi everyone,

I have been watching this forum for a while now but we applied with NatWest last week, we were credit checked etc. Valuation was done on Tuesday and valued correctly but now they have requested my partners sa100 to assess as he is self employed - is this normal after the valuation has been done? They have already seen his last two years calculations etc?

We have been told that we now need to wait another 3-4 days for it to be assessed?

Has anyone experienced this? Thank you 

mortgagehope

hannah4768 said:

Hi everyone,

I have been watching this forum for a while now but we applied with NatWest last week, we were credit checked etc. Valuation was done on Tuesday and valued correctly but now they have requested my partners sa100 to assess as he is self employed - is this normal after the valuation has been done? They have already seen his last two years calculations etc?

We have been told that we now need to wait another 3-4 days for it to be assessed?

Has anyone experienced this? Thank you 

This is pretty much where we're at, at the moment. Credit checked valuation done etc but then asked for extra docs as he's self employed. 

All our documents went back to them via a broker, either Friday or Monday and not heard anything yet. The wait is excruciating!

hannah4768

mortgagehope said:

hannah4768 said:

Hi everyone,

I have been watching this forum for a while now but we applied with NatWest last week, we were credit checked etc. Valuation was done on Tuesday and valued correctly but now they have requested my partners sa100 to assess as he is self employed - is this normal after the valuation has been done? They have already seen his last two years calculations etc?

We have been told that we now need to wait another 3-4 days for it to be assessed?

Has anyone experienced this? Thank you 

This is pretty much where we're at, at the moment. Credit checked valuation done etc but then asked for extra docs as he's self employed. 

All our documents went back to them via a broker, either Friday or Monday and not heard anything yet. The wait is excruciating!

Ahh it’s so nerve wracking isn’t it! Glad to know it’s not just us. I thought we were home and dry once they had done the valuation. 

I really hope you get some good news soon! 

charlotteo1988

nicolanickynic said:

nicolanickynic said:

Hi all 

First time posting!!

I have been stalking this forum for months while embarking on my FTB journey and thought I would provide my timeline for people who may be over thinkers like myself!

FYI applied via a broker!

23/08/21 - AIP received (was told this would be a hard search, was actually soft!)
26/08/21 - Full application submitted
27/08/21 - Documentation submitted
01/09/21 - Agreed subject to valuation

My valuation is booked on the 8th, so if all goes well, hoping to receive an offer soon after.

Those still waiting, find something to distract yourself. As smooth as  my process has been (so far), I have been at breaking point!!! xx

Valuation completed yesterday 8th. Tracker updated to confirm it was received at about 18:30. 9:55 this morning tracker ticked to say valuation assessment has been completed. 12:30 today email from NatWest to say mortgage approved!!!

Amazing service from them, everything very quick and simple. 9 working days from application to approved! 
No questions or queries from Natwest. I'll credit my broker for that bit!!

Really happy xx

Well done and congratulations. We are at 48 hours since the independent roof inspection report got sent back to the valuer and still waiting for their response. 

Fingers crossed it is today. But I reckon it will be tomorrow. 

What else have you got to do with your move?

bhhm3

Wonder if anyone could help me figure out if I've been approved by Natwest or not...

Full application sent in by Habito on 7 September. 

Soft credit check on Experience, hard credit check on Clearscore/Equifax at the same time.

Three month's payslips and three month's bank statements accepted on 9 September.

Lender valuation booked for 14 September on 9 September.

On 9 September, asked by MA details about my relocating... MA said they would process this by Monday. 



Would they go ahead with a lender's valuation if they weren't seriously considering me? Have I passed the credit check? So confused atm... 

charlotteo1988

bhhm3 said:

Wonder if anyone could help me figure out if I've been approved by Natwest or not...

Full application sent in by Habito on 7 September. 

Soft credit check on Experience, hard credit check on Clearscore/Equifax at the same time.

Three month's payslips and three month's bank statements accepted on 9 September.

Lender valuation booked for 14 September on 9 September.

On 9 September, asked by MA details about my relocating... MA said they would process this by Monday. 



Would they go ahead with a lender's valuation if they weren't seriously considering me? Have I passed the credit check? So confused atm... 

Ask your MA for your application number or ring natwest and ask them for it then you can check your process. 

nicolanickynic

charlotteo1988 said:

nicolanickynic said:

nicolanickynic said:

Hi all 

First time posting!!

I have been stalking this forum for months while embarking on my FTB journey and thought I would provide my timeline for people who may be over thinkers like myself!

FYI applied via a broker!

23/08/21 - AIP received (was told this would be a hard search, was actually soft!)
26/08/21 - Full application submitted
27/08/21 - Documentation submitted
01/09/21 - Agreed subject to valuation

My valuation is booked on the 8th, so if all goes well, hoping to receive an offer soon after.

Those still waiting, find something to distract yourself. As smooth as  my process has been (so far), I have been at breaking point!!! xx

Valuation completed yesterday 8th. Tracker updated to confirm it was received at about 18:30. 9:55 this morning tracker ticked to say valuation assessment has been completed. 12:30 today email from NatWest to say mortgage approved!!!

Amazing service from them, everything very quick and simple. 9 working days from application to approved! 
No questions or queries from Natwest. I'll credit my broker for that bit!!

Really happy xx

Well done and congratulations. We are at 48 hours since the independent roof inspection report got sent back to the valuer and still waiting for their response. 

Fingers crossed it is today. But I reckon it will be tomorrow. 

What else have you got to do with your move?

charlotteo1988 Thank you so much. I'm so relieved!  My solicitor requested the searches before I even completed my mortgage application (I took a risk). They should be back by next week. If all is well, it should hopefully be a case of exchange and complete.  Hope all goes well for you also. I'll keep following. It feels like a little family of nervous buyers after a while. We're keeping each other going x