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NatWest Mortgage Timescale 2021

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  • scottie21 said:
    After getting our mortgage application turned around in less than a week at the start of august, we have had to re-submit due to a change in the property price, it is now with the underwriters and my trackers has gone back to step 1 of 3 *sobs
    hoping for a quick turn around again as at least valuation is done this time. 
    Got the mortgage offer today, NatWest really have been super-efficient in all of this! 
    19/7: Sale property on market
    24-25/7: 22 viewings on sale property
    24/7: Viewed purchase, probate awaited, no chain
    27/7: Offer accepted on sale (above asking price) FTBs
    28/7: Asking price offer placed on purchase
    29/7: Offer accepted on purchase
    11/8: Mortgage appointment with natwest
    12/8: Mortgage application submitted
    13/8: Valuation done on sale
    13/8: Valuation on purchase booked for 31/8
    16/8: Sale valued at offer price 
    18/8: Valuer for sale turned up early, valued at offer price
    19/8: Mortgage offer received
    26/8: Full structural survey done on sale property. Informed probate granted. 
    3/9: Survey report received, some untoward findings
    8/9: Second viewing, decision to reduce offer
    10/9: Reduced offer submitted following building quote
    11/9: Transfer form & contract signed for sale
    13/9: Sale searches back
    14/9: Reduced offer accepted
    16/9: Mortgage appointment to amend application
    17/9: All searches back on purchase
    18/9: Contract & transfer form
    signed on purchase
    20/9: Amended mortgage offer received 
    21/9: Mortgage redemption requested 
    22/9: Draft completion statements received 
    24/9: Exchanged contracts
    30/9: Proposed completion 
  • Hi all,

    I've joined this forum because of this one thread, seeing how helpful and supportive everybody is has helped relieve my anxieties around the process. I'm currently at the early stages of my application with Natwest:

    10/09 - Offer sent and accepted

    13/09 - stage 1 - Initial Mortgage application via zoom call, uploading and sharing personal documents, statements etc

    20/09 - stage 2 - Mortgage application submitted via zoom call, Hard credit check completed. Valuation and HBS requested.

    awaiting update on application now and valuation.

    Ams


  • ams12 said:
    Hi all,

    I've joined this forum because of this one thread, seeing how helpful and supportive everybody is has helped relieve my anxieties around the process. I'm currently at the early stages of my application with Natwest:

    10/09 - Offer sent and accepted

    13/09 - stage 1 - Initial Mortgage application via zoom call, uploading and sharing personal documents, statements etc

    20/09 - stage 2 - Mortgage application submitted via zoom call, Hard credit check completed. Valuation and HBS requested.

    awaiting update on application now and valuation.

    Ams


    Good luck Ams. You'll be on the other side soon x
  • i havent had any of my posts replied to.quite disappointing
  • PXP
    PXP Posts: 16 Forumite
    10 Posts First Anniversary Name Dropper
    Hey guys, 

    Does NatWest send offers via post/letter? if so how long does it take to arrive? We received our offer via email last week just wondering if we’re going to receive anything in the post?? 
  • PXP said:
    Hey guys, 

    Does NatWest send offers via post/letter? if so how long does it take to arrive? We received our offer via email last week just wondering if we’re going to receive anything in the post?? 
    Hiya, we received our offer on email last week and then NatWest sent it to our solicitor and he has posted our mortgage deeds. Should receive it today but not had an offer in post as such - hope this helps 😊
  • PXP
    PXP Posts: 16 Forumite
    10 Posts First Anniversary Name Dropper
    Thanks @hannah4768 did your solicitor receive they copy from NatWest via email or post?
  • PXP said:
    Thanks @hannah4768 did your solicitor receive they copy from NatWest via email or post?
    No problem, they received a copy via email too. I’ll reply to this when I receive the mortgage deeds as they might have included it in there 😊
  • PXP said:
    Hey guys, 

    Does NatWest send offers via post/letter? if so how long does it take to arrive? We received our offer via email last week just wondering if we’re going to receive anything in the post?? 
    I didn’t receive my offer in the post, just by email!
  • PXP
    PXP Posts: 16 Forumite
    10 Posts First Anniversary Name Dropper
    Thanks everyone,I was getting a bit worried then😅
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