The "Save 12k in 2021" Thread!

slowlyfading

Foreverfinance said:

I know we are a month in but can I join? I'm going to try and achieve 20k this year

Of course! Your challenger number is 93

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SuperSavingD said:

Hi
Am I ok to join this challenge?  Need to save £16,500 over the next 20months,  Can I start with a target of £9k for this year please?
Thank you 

Welcome! Your challenger number is 94

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AuburnEnigma said:

Thanks again slowlyfading for running the thread, I'll be sure to check out your blog/YT for how much dividend income you've managed to get for the month 

Thank you for watching my YT! The dividend income video should be up tomorrow

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Spreadsheet updated some great amounts saved at the start of the year!

Karen's_girl

#22 declaring £200 for January. Hope everyone is keeping well. 

Gizmo70

#17 reporting for January. As I'm still on my rolling weekly contract for work, I managed to save £1,269 this month (form submitted). I'm expecting the next few months to be fairly lean as I need to get some work done on my house and will potentially replace my car.

Suffolk_lass

Gizmo70 said:

#17 reporting for January. As I'm still on my rolling weekly contract for work, I managed to save £1,269 this month (form submitted). I'm expecting the next few months to be fairly lean as I need to get some work done on my house and will potentially replace my car.

That one takes our collective total over £100,000! a small 🎉

Shineyhappy

Hi, I know I’m a bit late, but can I join in too please?

I was a DFW, paid off a lot of debt, then met my DH, bought a house was mortgage neutral and then sold that house and bought one at 10k more than the old one but with no mortgage . We are doing a lot of renovations at the moment so can’t through as much as I want to at this challenge but I will do my best! 

I am am now trying to focus on retiring early so my savings are going straight to my pension. It’s one thing I have seriously neglected considering i have no mortgage and considerable savings, but there doesn’t seem to be any specific pension challenges so I hope it’s ok to use this challenge as motivation for me? I have a new Work Place pension that had £3k in it at Jan 1st and my aim is to get it to £12k by the end of the year. Admittedly there is my employers contribution and the 20% tax added to my contributions but I do have the renovation costs. 

At at the moment I’m trying to go back to my MSE basics, I have been through our direct debits, cancelled the National Trust for the first time in 12 years, reduced our Spotify to a single user (DH won’t give up this and we listen to it a lot) and applied for both of us to get the working from home tax break.

i am looking out for items to de clutter and sell (when I can) and hoping to make some savings on our food shop. Trouble is DH doesn’t want to economise quite as much as I do, so no rice and beans every night for us! I am looking at the Jack Munroe site for some ideas, but a lot of the budget recipes on the bbc and other websites aren’t that budget!

Apologies for the essay 

Suffolk_lass

@Shineyhappy there are lots of budget recipes at the start of the monthly grocery challenges on here (over under Old-Style)

Shineyhappy

Thanks @Suffolk_lass, I will have a look for inspiration, i dont know why but the OS board has always scared me a bit.

 I work from home every day so am doing the majority of the cooking. DH is doing a few days wfh but he often does a bit of DIY when I cook after work