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The "Save 12k in 2021" Thread!
Comments
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Good luck for this year everyone. Number 12 - £422.45 for January. Form submitted. Update is a bit late, as life is very different these days. I've not read all the posts yet, but hoping to catch up at some point.1
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HI SF and Forumites,
#51 reporting another big fat negative sum of -£3170.80 for February. I became a homeowner again so have legal costs and have spent a chunk of money on carpets and other home improvement spends. On the positive S&S ISA continued to make gains and had my first pay cheque from new job. It wasn't a full month though so was quickly lost in the large spends. I'm expecting my fortunes will start turning around in next couple of months.2026 financial goals & challenges!
1). Mortgage (started Jan 2024) £102,000.00 / £122,400.00 Overpayment total: £1239.11 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 30%
2). #TBC Save 1p a day challenge 2026 £0/£780
3). £2,411.31/£3000 in Investment ISA (33/50 investments)
4). Sensible money choices & debt reduction
5). Lose weight, get fitter and read 12 books in 12 months in 2026.4 -
Congratulations @Queen_of_the_Hive - what a wonderful time for you!Queen_of_the_Hive said:HI SF and Forumites,
#51 reporting another big fat negative sum of -£3170.80 for February. I became a homeowner again so have legal costs and have spent a chunk of money on carpets and other home improvement spends. On the positive S&S ISA continued to make gains and had my first pay cheque from new job. It wasn't a full month though so was quickly lost in the large spends. I'm expecting my fortunes will start turning around in next couple of months.Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here3 -
Hi Slowly, late start for the year for me (#59).
Jan savings was £1800 and will come back to you on the Feb savings shortly.
Thank you!
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I only managed £400 in January (thanks Rishi!). This month will also be a write-off but I am hopeful I can make up some of the shortfall in the spring once everything starts to open up and I can get back to work.SPC #046 2021- £293.26
Make £2022 in 2022 #35 £10/£20221 -
#94 £500/£9000
First amount saved, feels good to be able to start the savings 😀, thanks for the number x2 -
Afternoon all, no. 10 here reporting for Jan, sorry it's such a late update, my savings for Jan were £1,191.24
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Of course you can! What do you want your target to be? Your challenger number is 95Shineyhappy said:Hi, I know I’m a bit late, but can I join in too please?
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Spreadsheet updated
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Paid another £200 into savings.
#94 £700/£9000.
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