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The "Save 12k in 2021" Thread!

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  • SuperLooperSaver
    SuperLooperSaver Posts: 81 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    edited 12 February 2021 at 7:56PM
    Good luck for this year everyone.  Number 12 - £422.45 for January.  Form submitted.  Update is a bit late, as life is very different these days.  I've not read all the posts yet,  but hoping to catch up at some point.
  • HI SF and Forumites, 

    #51 reporting another big fat negative sum of -£3170.80 for February. I became a homeowner again so have legal costs and have spent a chunk of money on carpets and other home improvement spends. On the positive S&S ISA continued to make gains and had my first pay cheque from new job. It wasn't a full month though so was quickly lost in the large spends. I'm expecting my fortunes will start turning around in next couple of months. 

    2025 financial goals & challenges!

    1). Mortgage (started Jan 2024) £107,079.62 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 28%

    2). #7 Save 1p a day challenge 2025 £280/£780

    3). £2196.23/£3000 in Investment ISA (34/50 investments)

    4). Increase cash savings & saving pots

    5). Keep debt to a minimum.

    Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump
  • Suffolk_lass
    Suffolk_lass Posts: 10,327 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI SF and Forumites, 

    #51 reporting another big fat negative sum of -£3170.80 for February. I became a homeowner again so have legal costs and have spent a chunk of money on carpets and other home improvement spends. On the positive S&S ISA continued to make gains and had my first pay cheque from new job. It wasn't a full month though so was quickly lost in the large spends. I'm expecting my fortunes will start turning around in next couple of months. 

    Congratulations @Queen_of_the_Hive - what a wonderful time for you!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • danby22
    danby22 Posts: 78 Forumite
    Part of the Furniture 10 Posts Name Dropper
    Hi Slowly, late start for the year for me (#59).
    Jan savings was £1800 and will come back to you on the Feb savings shortly.
    Thank you!

  • I only managed £400 in January (thanks Rishi!). This month will also be a write-off but I am hopeful I can make up some of the shortfall in the spring once everything starts to open up and I can get back to work. 
    SPC  #046 2021- £293.26
    Make £2022 in 2022 #35 £10/£2022
  • #94 £500/£9000

    First amount saved, feels good to be able to start the savings 😀, thanks for the number x
  • cathybird
    cathybird Posts: 15,694 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Afternoon all, no. 10 here reporting for Jan, sorry it's such a late update, my savings for Jan were £1,191.24 :)

  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi, I know I’m a bit late, but can I join in too please?
    Of course you can! What do you want your target to be? Your challenger number is 95 :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Spreadsheet updated :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Paid another £200 into savings.

    #94 £700/£9000.
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