The "Save 12k in 2021" Thread!

bioboybill

#77 reporting a decent £1401.93 for January and sheet updated. Hope everybody is doing well and taking care. Thanks for putting this on again, slowlyfading.

george4064

#27 - reporting £3,309.18 for January

Slightly bigger amount than what I would normally save as this includes a bonus I received this month from work, I was in two minds on whether to sacrifice the bonus into my pension or not, but in the end I sacrificed about 85% of the bonus to my pension. I have decided not to include the bonus sacrifice (essentially a big AVC payment) in this challenge as it really was a one-off event which I know will not happen again in the future, well very unlikely to happen again!

Highlights this month include;

• Opened up my first ever S&S LISA, this is very much to act as an additional side pot to my main pension.
• Contributed some new money to S&S ISA, my US equity is slightly underweight its target within the portfolio so I bought some US stocks with that new money. (Not GameStop!!!)
• Nothing else to report, regular savers ticking along as expected and have emptied any cash in all instant/easy access savings account.

Happy saving all, fantastic to see so many savers in this years challenge!

SuperSavingD

Hi
Am I ok to join this challenge?  Need to save £16,500 over the next 20months,  Can I start with a target of £9k for this year please?
Thank you 

AuburnEnigma

#40 reporting £2476.96 for January

Breakdown as follows:

• ISA with Interactive Investor: £2000
• General acc with Vanguard: £200
• Regular saver with Principality BS: £250
• Tax relief paid into OpenMoney pension: £25
• 'Save the Change': £1.96

I'm just about to update the sheet, I may have managed to save nearly 50% of my target already but this was a very unusual month for me. Thanks again slowlyfading for running the thread, I'll be sure to check out your blog/YT for how much dividend income you've managed to get for the month 

Roll on February, happy saving everyone!

ForestBluebells

#21 reporting £1,967.83 for January.  My freelance contract is coming to an end that I do on top of my full time job so only a couple months left of payments to receive for this then I’ll have to pick up my other side hustle more to try make up some of the lost earnings unless I can pick up another contract sometime. It’s been a great boost to my savings for the last year though. I’ll try ask work for a pay review too as it’s been over a year since my last one and the boss seems to never offer unless asked so I’ll have to try my luck again.  Form updated

_theinsider

A modest start to the year with £500 saved.

• £250 to my regular saver account.
• £250 to my S&S ISA.

webjaved

Starting January off strongly, £2.250 saved even though it's turned out to be a costly month. Too many outgoings than incomings ha-ha!

kev2009

Hi,
#003 declaring £500 for February.
I've submitted the form also.
Many thanks!
Kev

slowlyfading

_theinsider said:

Could I join please? Target of £12k. Thanks.

Welcome aboard! Your challenger number is 92

slowlyfading

LindahlC said:

Hiya, would like to join this, too. Any number is fine Just sent the form in with 0000 for now.

Welcome! Your challenger number is 91